ScoreWhy is The Bank of Kochi, Ltd. ?
1
Weak Long Term Fundamental Strength as the company has not declared results in the last 6 months
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -8.70%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.60% signifying inadequate buffers against its risk based assets
2
The company has declared Negative results for the last 3 consecutive quarters
- INTEREST(9M) At JPY 1,149 MM has Grown at 534.81%
- NET PROFIT(Q) At JPY 376 MM has Fallen at -54.92%
- PRE-TAX PROFIT(Q) Fallen at -40.88%
3
With ROA of 0.07%, it has a very attractive valuation with a 0.15 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 48.71%, its profits have fallen by -31%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is The Bank of Kochi, Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Bank of Kochi, Ltd.
54.7%
1.02
32.73%
Japan Nikkei 225
48.58%
1.69
26.89%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-0.40%
EBIT Growth (5y)
-160.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
34.09%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.15
EV to EBIT
250.41
EV to EBITDA
-44.69
EV to Capital Employed
-4.58
EV to Sales
-2.57
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
1.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
NET SALES(Q)
Highest at JPY 3,811 MM
-15What is not working for the Company
INTEREST(9M)
At JPY 1,149 MM has Grown at 534.81%
NET PROFIT(Q)
At JPY 376 MM has Fallen at -54.92%
PRE-TAX PROFIT(Q)
Fallen at -40.88%
Here's what is working for The Bank of Kochi, Ltd.
Net Sales
Highest at JPY 3,811 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Here's what is not working for The Bank of Kochi, Ltd.
Interest
At JPY 1,149 MM has Grown at 534.81%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Net Profit
At JPY 376 MM has Fallen at -54.92%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (JPY MM)
Pre-Tax Profit
Fallen at -40.88%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (JPY MM)
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