ScoreComparison
Why is The Bank of Nagoya Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.13%
- The bank has been able to generate a Return on Assets (avg) of 0.13% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.86% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.86% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.13% signifying low profitability per unit of total assets
3
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
4
The company has declared Positive results for the last 5 consecutive quarters
- ROCE(HY) Highest at 0.36%
- NII(Q) Highest at JPY 15,332 MM
- NET PROFIT(9M) Higher at JPY 17,868 MM
5
With ROA of 0.24%, it has a attractive valuation with a 0.95 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -30.27%, its profits have risen by 47% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Bank of Nagoya Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Bank of Nagoya Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Bank of Nagoya Ltd.
-29.12%
-0.14
81.67%
Japan Nikkei 225
59.79%
2.06
29.57%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.40%
EBIT Growth (5y)
27.09%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.26%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
0.95
EV to EBIT
-11.56
EV to EBITDA
-10.15
EV to Capital Employed
1.08
EV to Sales
-4.39
PEG Ratio
0.41
Dividend Yield
NA
ROCE (Latest)
-9.30%
ROE (Latest)
4.74%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bullish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
ROCE(HY)
Highest at 0.36%
NII(Q)
Highest at JPY 15,332 MM
NET PROFIT(9M)
Higher at JPY 17,868 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 81.13%
NET SALES(Q)
Highest at JPY 22,226 MM
-6What is not working for the Company
INTEREST(9M)
At JPY 18,106 MM has Grown at 72.44%
ROCE(HY)
Lowest at 0.36%
Here's what is working for The Bank of Nagoya Ltd.
NII
Highest at JPY 15,332 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 22,226 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 22,226 MM has Grown at 33.28%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Credit Deposit Ratio
Highest at 81.13%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at JPY 17,868 MM
than preceding 12 month period ended Jun 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (JPY MM)
Here's what is not working for The Bank of Nagoya Ltd.
Interest
At JPY 18,106 MM has Grown at 72.44%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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