The Bank of Punjab (BOP) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Askari Bank Ltd.

United Bank Ltd.

National Bank of Pakistan

Habib Metropolitan Bank Ltd.

Habib Bank Ltd.

MCB Bank Ltd.

Meezan Bank Ltd.

Allied Bank Ltd.

The Bank of Punjab

BankIslami Pakistan Ltd.

Standard Chartered Bank (Pakistan) Ltd.

Why is The Bank of Punjab ?

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

A high ratio signifies bank has weaker due diligence systems when giving out loans

Flat results in Mar 25

OPERATING CASH FLOW(Y) Lowest at PKR -45,614.58 MM
NET SALES(Q) Lowest at PKR 69,082

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is The Bank of Punjab for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

The Bank of Punjab

-100.0%

2.31

51.53%

Pakistan KSE 100 Share

60.28%

2.81

22.77%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

33.50%

EBIT Growth (5y)

9.55%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

44.99%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.20

EV to EBIT

14.94

EV to EBITDA

11.63

EV to Capital Employed

1.07

EV to Sales

0.81

PEG Ratio

0.48

Dividend Yield

8.05%

ROCE (Latest)

7.19%

ROE (Latest)

13.85%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

NII(Q)

Highest at PKR 15,159.14 MM

-6What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at PKR -45,614.58 MM

NET SALES(Q)

Lowest at PKR 69,082 MM

Here's what is working for The Bank of Punjab

NII

Highest at PKR 15,159.14 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (PKR MM)

Depreciation

Highest at PKR 1,543.61 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (PKR MM)

Here's what is not working for The Bank of Punjab

Operating Cash Flow

Lowest at PKR -45,614.58 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (PKR MM)

Net Sales

Lowest at PKR 69,082 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (PKR MM)

Capital Adequacy Ratio

Lowest at 13.23%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)