ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Chiba Bank, Ltd. ?
1
Positive results in Jun 25
- ROCE(HY) Highest at 0.34%
- NII(Q) Highest at JPY 45,427 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 82.88%
2
With ROA of 0.32%, it has a very attractive valuation with a 0.92 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 32.37%, its profits have risen by 19% ; the PEG ratio of the company is 0.8
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Chiba Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Chiba Bank, Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Chiba Bank, Ltd.
32.37%
0.48
35.06%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.50%
EBIT Growth (5y)
8.87%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
38.40%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
0.92
EV to EBIT
1.63
EV to EBITDA
1.63
EV to Capital Employed
0.64
EV to Sales
0.65
PEG Ratio
0.75
Dividend Yield
0.04%
ROCE (Latest)
39.11%
ROE (Latest)
6.48%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
ROCE(HY)
Highest at 0.34%
NII(Q)
Highest at JPY 45,427 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 82.88%
NET SALES(Q)
Highest at JPY 72,119 MM
OPERATING PROFIT(Q)
Highest at JPY 25,832 MM
PRE-TAX PROFIT(Q)
Highest at JPY 31,003 MM
NET PROFIT(Q)
Highest at JPY 21,811.85 MM
EPS(Q)
Highest at JPY 30.79
-6What is not working for the Company
INTEREST(9M)
At JPY 73,792 MM has Grown at 33.04%
ROCE(HY)
Lowest at 0.34%
Here's what is working for The Chiba Bank, Ltd.
NII
Highest at JPY 45,427 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 72,119 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 72,119 MM has Grown at 20.76%
over average net sales of the previous four periods of JPY 59,720 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 25,832 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 31,003 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 21,811.85 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 30.79
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Credit Deposit Ratio
Highest at 82.88%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The Chiba Bank, Ltd.
Interest
At JPY 73,792 MM has Grown at 33.04%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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