The Chiba Bank, Ltd. (8331) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sumitomo Mitsui Financial Group, Inc.

Mitsubishi UFJ Financial Group, Inc.

The 77 Bank, Ltd.

The Chiba Bank, Ltd.

Fukuoka Financial Group, Inc.

Kyushu Financial Group, Inc.

Mebuki Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Mizuho Financial Group, Inc.

The Shiga Bank, Ltd.

Seven Bank Ltd.

Why is The Chiba Bank, Ltd. ?

With a growth in Operating Profit of 8.64%, the company declared Very Positive results in Dec 25

NII(Q) Highest at JPY 49,886 MM
ROCE(HY) Highest at 0.41%
PRE-TAX PROFIT(Q) Highest at JPY 35,452 MM

With ROA of 0.32%, it has a very attractive valuation with a 0.92 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 36.34%, its profits have risen by 19% ; the PEG ratio of the company is 0.8
At the current price, the company has a high dividend yield of 0

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to The Chiba Bank, Ltd. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Chiba Bank, Ltd. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

The Chiba Bank, Ltd.

36.34%

1.05

39.57%

Japan Nikkei 225

36.73%

1.30

28.24%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.50%

EBIT Growth (5y)

8.87%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

38.40%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.92

EV to EBIT

1.63

EV to EBITDA

1.63

EV to Capital Employed

0.64

EV to Sales

0.65

PEG Ratio

0.75

Dividend Yield

0.04%

ROCE (Latest)

39.11%

ROE (Latest)

6.48%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

19What is working for the Company

NII(Q)

Highest at JPY 49,886 MM

ROCE(HY)

Highest at 0.41%

PRE-TAX PROFIT(Q)

Highest at JPY 35,452 MM

NET PROFIT(Q)

Highest at JPY 24,647.66 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 85.78%

NET SALES(Q)

Highest at JPY 78,066 MM

OPERATING PROFIT(Q)

Highest at JPY 30,999 MM

OPERATING PROFIT MARGIN(Q)

Highest at 39.71 %

EPS(Q)

Highest at JPY 35.08

-7What is not working for the Company

INTEREST(9M)

At JPY 82,029 MM has Grown at 28.76%

ROCE(HY)

Lowest at 0.41%

CASH AND EQV(HY)

Lowest at JPY 5,133,141 MM

Here's what is working for The Chiba Bank, Ltd.

NII

Highest at JPY 49,886 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Pre-Tax Profit

Highest at JPY 35,452 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 24,647.66 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JPY MM)

Net Sales

Highest at JPY 78,066 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Sales

At JPY 78,066 MM has Grown at 15.18%

over average net sales of the previous four periods of JPY 67,776 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit

Highest at JPY 30,999 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Operating Profit Margin

Highest at 39.71 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

EPS

Highest at JPY 35.08

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Credit Deposit Ratio

Highest at 85.78%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for The Chiba Bank, Ltd.

Interest

At JPY 82,029 MM has Grown at 28.76%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 5,133,141 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents