ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Chiba Bank, Ltd. ?
1
The company has declared Positive results for the last 5 consecutive quarters
- NII(Q) Highest at JPY 82,157 MM
- ROCE(HY) Highest at 0.47%
- NET SALES(Q) Highest at JPY 112,161 MM
2
With ROA of 0.35%, it has a fair valuation with a 1.53 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 76.37%, its profits have risen by 19% ; the PEG ratio of the company is 1.4
- At the current price, the company has a high dividend yield of 0
3
Market Beating performance in long term as well as near term
- Along with generating 76.37% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Chiba Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Chiba Bank, Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The Chiba Bank, Ltd.
79.97%
2.58
35.26%
Japan Nikkei 225
43.58%
1.48
29.43%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.50%
EBIT Growth (5y)
9.53%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
38.88%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
26
Industry P/E
Price to Book Value
1.53
EV to EBIT
17.74
EV to EBITDA
16.03
EV to Capital Employed
1.62
EV to Sales
7.27
PEG Ratio
1.35
Dividend Yield
NA
ROCE (Latest)
9.11%
ROE (Latest)
5.98%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend24What is working for the Company
NII(Q)
Highest at JPY 82,157 MM
ROCE(HY)
Highest at 0.47%
NET SALES(Q)
Highest at JPY 112,161 MM
OPERATING PROFIT(Q)
Highest at JPY 37,982 MM
PRE-TAX PROFIT(Q)
Highest at JPY 41,802 MM
NET PROFIT(Q)
Highest at JPY 29,905 MM
EPS(Q)
Highest at JPY 43.16
-7What is not working for the Company
INTEREST(9M)
At JPY 86,854 MM has Grown at 17.7%
ROCE(HY)
Lowest at 0.47%
CASH AND EQV(HY)
Lowest at JPY 5,354,869 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 33.86 %
Here's what is working for The Chiba Bank, Ltd.
Net Sales
At JPY 112,161 MM has Grown at 46.88%
over average net sales of the previous four periods of JPY 76,364.25 MMMOJO Watch
Near term sales trend is extremely positive
Net Sales (JPY MM)
NII
Highest at JPY 82,157 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at JPY 112,161 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 37,982 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 41,802 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 29,905 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (JPY MM)
EPS
Highest at JPY 43.16
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
CASA
Highest at 15.94%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for The Chiba Bank, Ltd.
Interest
At JPY 86,854 MM has Grown at 17.7%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Operating Profit Margin
Lowest at 33.86 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Cash and Eqv
Lowest at JPY 5,354,869 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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