The Chiba Kogyo Bank Ltd. (8337) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

The Hyakugo Bank, Ltd.

Daishi Hokuetsu Financial Group, Inc.

The Hyakujushi Bank, Ltd.

Senshu Ikeda Holdings, Inc.

The Toho Bank, Ltd.

Aichi Financial Group, Inc.

The Shiga Bank, Ltd.

The Chiba Kogyo Bank Ltd.

The 77 Bank, Ltd.

The Awa Bank Ltd.

Tokyo Kiraboshi Financial Group, Inc.

Why is The Chiba Kogyo Bank Ltd. ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.85% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 10.50%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.85% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.13% signifying low profitability per unit of total assets

Flat results in Mar 26

INTEREST(9M) At JPY 5,979 MM has Grown at 173.14%
ROCE(HY) Lowest at 0.26%
CASH AND EQV(HY) Lowest at JPY 521,287 MM

With ROA of 0.22%, it has a very attractive valuation with a 0.70 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 103.00%, its profits have fallen by 0% ; the PEG ratio of the company is 17.6
At the current price, the company has a high dividend yield of 0

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to The Chiba Kogyo Bank Ltd. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Chiba Kogyo Bank Ltd. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

The Chiba Kogyo Bank Ltd.

103.0%

3.00

47.44%

Japan Nikkei 225

88.41%

3.12

27.27%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

1.50%

EBIT Growth (5y)

2.96%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

8.58%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.70

EV to EBIT

-20.89

EV to EBITDA

-15.53

EV to Capital Employed

1.76

EV to Sales

-4.19

PEG Ratio

17.57

Dividend Yield

ROCE (Latest)

-8.44%

ROE (Latest)

3.99%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

ROCE(HY)

Highest at 0.26%

NET SALES(Q)

Highest at JPY 10,722 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 49.37%

-13What is not working for the Company

INTEREST(9M)

At JPY 5,979 MM has Grown at 173.14%

ROCE(HY)

Lowest at 0.26%

CASH AND EQV(HY)

Lowest at JPY 521,287 MM

PRE-TAX PROFIT(Q)

Lowest at JPY 2,051 MM

NET PROFIT(Q)

Lowest at JPY 1,164 MM

EPS(Q)

Lowest at JPY 12.55

Here's what is working for The Chiba Kogyo Bank Ltd.

Net Sales

Highest at JPY 10,722 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Net Sales

At JPY 10,722 MM has Grown at 15.36%

over average net sales of the previous four periods of JPY 9,294 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Dividend Payout Ratio

Highest at 49.37%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for The Chiba Kogyo Bank Ltd.

Interest

At JPY 5,979 MM has Grown at 173.14%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Net Profit

At JPY 1,164 MM has Fallen at -48.82%

over average net sales of the previous four periods of JPY 2,274.5 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (JPY MM)

Pre-Tax Profit

Lowest at JPY 2,051 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 2,051 MM has Fallen at -35.92%

over average net sales of the previous four periods of JPY 3,200.5 MM

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JPY MM)

Net Profit

Lowest at JPY 1,164 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

EPS

Lowest at JPY 12.55

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (JPY)

Cash and Eqv

Lowest at JPY 521,287 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents