ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The First Bancorp, Inc. (Maine) ?
1
Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at USD 58.42 MM
- ROCE(HY) Highest at 1.14%
- DIVIDEND PER SHARE(HY) Highest at USD 0
2
With ROA of 0.63%, it has a fair valuation with a 1.10 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 38.60%, its profits have risen by 27.1% ; the PEG ratio of the company is 0.3
- At the current price, the company has a high dividend yield of 130.4
3
High Institutional Holdings at 46.45%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Market Beating Performance
- The stock has generated a return of 38.60% in the last 1 year, much higher than market (S&P 500) returns of 22.24%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The First Bancorp, Inc. (Maine) should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The First Bancorp, Inc. (Maine) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
The First Bancorp, Inc. (Maine)
38.6%
1.61
28.88%
S&P 500
22.24%
1.67
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.75%
EBIT Growth (5y)
8.27%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
47.89%
Pledged Shares
0
Institutional Holding
46.45%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.10
EV to EBIT
11.08
EV to EBITDA
10.51
EV to Capital Employed
1.07
EV to Sales
2.82
PEG Ratio
0.34
Dividend Yield
130.40%
ROCE (Latest)
9.65%
ROE (Latest)
12.15%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 58.42 MM
ROCE(HY)
Highest at 1.14%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 90.26%
-4What is not working for the Company
ROCE(HY)
Lowest at 1.14%
GROSS NPA (%)
(Q
Here's what is working for The First Bancorp, Inc. (Maine)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 58.42 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Credit Deposit Ratio
Highest at 90.26%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The First Bancorp, Inc. (Maine)
Non Performing Loans (%)
Highest at 0.67%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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