Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Fukui Bank, Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.05%
- The bank has been able to generate a Return on Assets (avg) of 0.05% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.94% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 27.30%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.94% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.05% signifying low profitability per unit of total assets
3
With a fall in Interest of NAN%, the company declared Very Negative results in Jun 25
- INTEREST(9M) At JPY 3,627 MM has Grown at 405.86%
- OPERATING PROFIT(Q) Lowest at JPY 1,980 MM
- OPERATING PROFIT MARGIN(Q) Lowest at 18.31 %
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is The Fukui Bank, Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Fukui Bank, Ltd.
22.51%
0.38
32.46%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality key factors
Factor
Value
Sales Growth (5y)
10.00%
EBIT Growth (5y)
26.26%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
18.76%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.32
EV to EBIT
-26.28
EV to EBITDA
-20.68
EV to Capital Employed
2.43
EV to Sales
-4.10
PEG Ratio
0.07
Dividend Yield
0.03%
ROCE (Latest)
-9.23%
ROE (Latest)
5.24%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
10What is working for the Company
NET SALES(Q)
Highest at JPY 10,816 MM
PRE-TAX PROFIT(Q)
Highest at JPY 4,595 MM
NET PROFIT(Q)
At JPY 3,002 MM has Grown at 66.99%
-6What is not working for the Company
INTEREST(9M)
At JPY 3,627 MM has Grown at 405.86%
OPERATING PROFIT(Q)
Lowest at JPY 1,980 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 18.31 %
Here's what is working for The Fukui Bank, Ltd.
Pre-Tax Profit
At JPY 4,595 MM has Grown at 107.68%
over average net sales of the previous four periods of JPY 2,212.5 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (JPY MM)
Net Sales
Highest at JPY 10,816 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 10,816 MM has Grown at 12.89%
over average net sales of the previous four periods of JPY 9,581 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Pre-Tax Profit
Highest at JPY 4,595 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
At JPY 3,002 MM has Grown at 66.99%
over average net sales of the previous four periods of JPY 1,797.75 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Here's what is not working for The Fukui Bank, Ltd.
Interest
At JPY 3,627 MM has Grown at 405.86%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Operating Profit
Lowest at JPY 1,980 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (JPY MM)
Operating Profit Margin
Lowest at 18.31 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Non Operating Income
Highest at JPY 0.57 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income






