The Fukui Bank, Ltd. (8362) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

The Yamanashi Chuo Bank, Ltd.

Daishi Hokuetsu Financial Group, Inc.

The Hyakujushi Bank, Ltd.

Aichi Financial Group, Inc.

The Awa Bank Ltd.

The Hyakugo Bank, Ltd.

Tokyo Kiraboshi Financial Group, Inc.

The Chiba Kogyo Bank Ltd.

Senshu Ikeda Holdings, Inc.

The Toho Bank, Ltd.

The Fukui Bank, Ltd.

Why is The Fukui Bank, Ltd. ?

Poor Management Efficiency with a low ROA of 0.05%

The bank has been able to generate a Return on Assets (avg) of 0.05% signifying low profitability per unit of total assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.94% signifying inadequate buffers against its risk based assets

Poor long term growth as Net profit has grown by an annual rate of 27.30%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.94% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.05% signifying low profitability per unit of total assets

Flat results in Jun 25

INTEREST(9M) At JPY 3,627 MM has Grown at 405.86%
OPERATING PROFIT(Q) Lowest at JPY 1,980 MM
OPERATING PROFIT MARGIN(Q) Lowest at 18.31 %

With ROA of 0.16%, it has a very attractive valuation with a 0.32 Price to Book Value

Over the past year, while the stock has generated a return of 57.71%, its profits have risen by 92% ; the PEG ratio of the company is 0.1
At the current price, the company has a high dividend yield of 0

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to The Fukui Bank, Ltd. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Fukui Bank, Ltd. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

The Fukui Bank, Ltd.

68.05%

1.63

32.42%

Japan Nikkei 225

38.59%

1.50

26.58%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.00%

EBIT Growth (5y)

26.26%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

18.76%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.32

EV to EBIT

-26.28

EV to EBITDA

-20.68

EV to Capital Employed

2.43

EV to Sales

-4.10

PEG Ratio

0.07

Dividend Yield

0.03%

ROCE (Latest)

-9.23%

ROE (Latest)

5.24%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

NET SALES(Q)

Highest at JPY 10,816 MM

PRE-TAX PROFIT(Q)

Highest at JPY 4,595 MM

NET PROFIT(Q)

At JPY 3,002 MM has Grown at 66.99%

-6What is not working for the Company

INTEREST(9M)

At JPY 3,627 MM has Grown at 405.86%

OPERATING PROFIT(Q)

Lowest at JPY 1,980 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 18.31 %

Here's what is working for The Fukui Bank, Ltd.

Pre-Tax Profit

At JPY 4,595 MM has Grown at 107.68%

over average net sales of the previous four periods of JPY 2,212.5 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Net Sales

Highest at JPY 10,816 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Sales

At JPY 10,816 MM has Grown at 12.89%

over average net sales of the previous four periods of JPY 9,581 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Pre-Tax Profit

Highest at JPY 4,595 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

At JPY 3,002 MM has Grown at 66.99%

over average net sales of the previous four periods of JPY 1,797.75 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

Here's what is not working for The Fukui Bank, Ltd.

Interest

At JPY 3,627 MM has Grown at 405.86%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Operating Profit

Lowest at JPY 1,980 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (JPY MM)

Operating Profit Margin

Lowest at 18.31 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Non Operating Income

Highest at JPY 0.57 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income