ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Goldman Sachs Group, Inc. ?
1
The Bank has a high Capital Adequacy Ratio of 16.10% signifying high buffers against its risk based assets
2
Strong Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 16.10%
3
The company has declared Positive results for the last 5 consecutive quarters
- GROSS NPA (%)(Q) Lowest at 1.95%
- OPERATING CASH FLOW(Y) Highest at USD 68,884 MM
- ROCE(HY) Highest at 0.91%
4
With ROA of 0.54%, it has a fair valuation with a 4.34 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 39.94%, its profits have risen by 58.3% ; the PEG ratio of the company is 0.6
5
Market Beating performance in long term as well as near term
- Along with generating 39.94% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Goldman Sachs Group, Inc. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Goldman Sachs Group, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
The Goldman Sachs Group, Inc.
39.94%
2.71
31.32%
S&P 500
13.22%
0.65
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
34.71%
EBIT Growth (5y)
6.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.37%
Pledged Shares
0
Institutional Holding
76.06%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
36
Industry P/E
Price to Book Value
4.34
EV to EBIT
60.51
EV to EBITDA
53.38
EV to Capital Employed
1.68
EV to Sales
12.67
PEG Ratio
0.55
Dividend Yield
36.85%
ROCE (Latest)
2.77%
ROE (Latest)
12.05%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
GROSS NPA (%)
(Q
OPERATING CASH FLOW(Y)
Highest at USD 68,884 MM
ROCE(HY)
Highest at 0.91%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 3,104 MM
NET PROFIT(9M)
Higher at USD 12,561.96 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 47.57%
-3What is not working for the Company
ROCE(HY)
Lowest at 0.91%
CASH AND EQV(HY)
Lowest at USD 13,150 MM
Here's what is working for The Goldman Sachs Group, Inc.
Non Performing Loans (%)
Lowest at 1.95% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at USD 3,104 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 68,884 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Credit Deposit Ratio
Highest at 47.57%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at USD 12,561.96 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Here's what is not working for The Goldman Sachs Group, Inc.
Cash and Eqv
Lowest at USD 13,150 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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