ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Hachijuni Bank, Ltd. ?
1
The company has declared Positive results for the last 4 consecutive quarters
- ROCE(HY) Highest at 0.37%
- NII(Q) Highest at JPY 32,487 MM
- NET SALES(Q) Highest at JPY 44,947 MM
2
With ROA of 0.34%, it has a very attractive valuation with a 0.61 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 58.13%, its profits have risen by 30% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 0
3
Consistent Returns over the last 3 years
- Along with generating 58.13% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Hachijuni Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Hachijuni Bank, Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The Hachijuni Bank, Ltd.
58.13%
1.72
34.42%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.70%
EBIT Growth (5y)
6.52%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.49%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.61
EV to EBIT
-7.25
EV to EBITDA
-6.11
EV to Capital Employed
-1.80
EV to Sales
-1.62
PEG Ratio
0.35
Dividend Yield
0.04%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
5.00%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
ROCE(HY)
Highest at 0.37%
NII(Q)
Highest at JPY 32,487 MM
NET SALES(Q)
Highest at JPY 44,947 MM
OPERATING PROFIT(Q)
Highest at JPY 21,852 MM
OPERATING PROFIT MARGIN(Q)
Highest at 48.62 %
PRE-TAX PROFIT(Q)
Highest at JPY 23,196 MM
NET PROFIT(Q)
Highest at JPY 16,435.1 MM
EPS(Q)
Highest at JPY 35.6
-6What is not working for the Company
INTEREST(9M)
At JPY 35,806 MM has Grown at 15.97%
ROCE(HY)
Lowest at 0.37%
CREDIT DEPOSIT RATIO(HY)
Lowest at 65.39%
Here's what is working for The Hachijuni Bank, Ltd.
NII
Highest at JPY 32,487 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 44,947 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 21,852 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 48.62 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at JPY 23,196 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 16,435.1 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 35.6
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Here's what is not working for The Hachijuni Bank, Ltd.
Interest
At JPY 35,806 MM has Grown at 15.97%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Credit Deposit Ratio
Lowest at 65.39%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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