ScoreWhy is The Hanover Insurance Group, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.48%
2
The company has declared Positive results for the last 6 consecutive quarters
- PRE-TAX PROFIT(Q) At USD 198.8 MM has Grown at 287.52%
- NET PROFIT(Q) At USD 156.9 MM has Grown at 288.37%
- OPERATING CASH FLOW(Y) Highest at USD 853.7 MM
3
With ROE of 14.39%, it has a fair valuation with a 3.50 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 18.27%, its profits have risen by 172.1% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Hanover Insurance Group, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Hanover Insurance Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The Hanover Insurance Group, Inc.
-100.0%
1.90
23.70%
S&P 500
27.39%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.44%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.74%
Dividend Payout Ratio
20.11%
Pledged Shares
0
Institutional Holding
92.81%
ROCE (avg)
0
ROE (avg)
10.48%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
NA
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
110.14
EV to Sales
1.60
PEG Ratio
0.28
Dividend Yield
126.79%
ROCE (Latest)
ROE (Latest)
NA
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,258 MM
ROCE(HY)
Highest at 21.75%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 1,701.4 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at USD 562.4 MM
-4What is not working for the Company
INTEREST(HY)
At USD 25.3 MM has Grown at 48.82%
Here's what is working for The Hanover Insurance Group, Inc.
Operating Cash Flow
Highest at USD 1,258 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 1,701.4 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Profit
Higher at USD 562.4 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for The Hanover Insurance Group, Inc.
Interest
At USD 25.3 MM has Grown at 48.82%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
