ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Kiyo Bank, Ltd. ?
1
With a growth in Operating Profit of 13.26%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 2 consecutive quarters
- ROCE(HY) Highest at 0.36%
- NII(Q) Highest at JPY 16,058 MM
- DIVIDEND PER SHARE(HY) Highest at JPY 0
2
With ROA of 0.28%, it has a very attractive valuation with a 1.09 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 79.84%, its profits have risen by 17% ; the PEG ratio of the company is 0.9
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Kiyo Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.10%
EBIT Growth (5y)
0.56%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
40.36%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.09
EV to EBIT
9.27
EV to EBITDA
7.95
EV to Capital Employed
1.15
EV to Sales
3.03
PEG Ratio
0.88
Dividend Yield
NA
ROCE (Latest)
12.38%
ROE (Latest)
7.17%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
ROCE(HY)
Highest at 0.36%
NII(Q)
Highest at JPY 16,058 MM
DIVIDEND PER SHARE(HY)
Highest at JPY 0
CREDIT DEPOSIT RATIO(HY)
Highest at 87.85%
NET SALES(Q)
Highest at JPY 20,447 MM
NET PROFIT(Q)
Highest at JPY 6,664.44 MM
EPS(Q)
Highest at JPY 101.14
-6What is not working for the Company
INTEREST(9M)
At JPY 11,944 MM has Grown at 77.32%
ROCE(HY)
Lowest at 0.36%
Here's what is working for The Kiyo Bank, Ltd.
NII
Highest at JPY 16,058 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 20,447 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 20,447 MM has Grown at 14.62%
over average net sales of the previous four periods of JPY 17,839.5 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Profit
Highest at JPY 6,664.44 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 101.14
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Dividend per share
Highest at JPY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Credit Deposit Ratio
Highest at 87.85%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The Kiyo Bank, Ltd.
Interest
At JPY 11,944 MM has Grown at 77.32%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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