Why is The Minami-Nippon Bank Ltd. ?
Unrated Stock - No Analysis Available
How much should you hold?
- Overall Portfolio exposure to The Minami-Nippon Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
-1.10%
EBIT Growth (5y)
22.82%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
13.43%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.15
EV to EBIT
-617.81
EV to EBITDA
-109.57
EV to Capital Employed
1.36
EV to Sales
-10.14
PEG Ratio
0.07
Dividend Yield
0.07%
ROCE (Latest)
-0.22%
ROE (Latest)
5.37%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Movement
8What is working for the Company
ROCE(HY)
Highest at 0.32%
NET PROFIT(9M)
Higher at JPY 2,224.39 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 76%
NET SALES(Q)
Highest at JPY 3,568 MM
PRE-TAX PROFIT(Q)
Highest at JPY 1,056 MM
EPS(Q)
Highest at JPY 52.64
-6What is not working for the Company
INTEREST(9M)
At JPY 1,237 MM has Grown at 272.59%
ROCE(HY)
Lowest at 0.32%
Here's what is working for The Minami-Nippon Bank Ltd.
Net Sales
Highest at JPY 3,568 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Pre-Tax Profit
Highest at JPY 1,056 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Pre-Tax Profit
At JPY 1,056 MM has Grown at 95.1%
over average net sales of the previous four periods of JPY 541.25 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
EPS
Highest at JPY 52.64
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Credit Deposit Ratio
Highest at 76%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at JPY 2,224.39 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (JPY MM)
Depreciation
Highest at JPY 268 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for The Minami-Nippon Bank Ltd.
Interest
At JPY 1,237 MM has Grown at 272.59%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Non Operating Income
Highest at JPY 0.38 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income






