Comparison
Why is The Miyazaki Bank Ltd. ?
1
Positive results in Mar 26
- ROCE(HY) Highest at 0.35%
- CREDIT DEPOSIT RATIO(Q) Highest at 1.4%
- DIVIDEND PER SHARE(HY) Highest at JPY 0
2
With ROA of 0.22%, it has a fair valuation with a 0.82 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 196.49%, its profits have risen by 38% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 0
3
Consistent Returns over the last 3 years
- Along with generating 196.49% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods
How much should you buy?
- Overall Portfolio exposure to The Miyazaki Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
9.20%
EBIT Growth (5y)
6.18%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.91%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
0.82
EV to EBIT
-0.53
EV to EBITDA
-0.42
EV to Capital Employed
-0.17
EV to Sales
-0.10
PEG Ratio
0.43
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
4.52%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bearish
Technical Movement
11What is working for the Company
ROCE(HY)
Highest at 0.35%
CREDIT DEPOSIT RATIO(Q)
Highest at 1.4%
DIVIDEND PER SHARE(HY)
Highest at JPY 0
PRE-TAX PROFIT(Q)
Highest at JPY 5,165 MM
NET PROFIT(Q)
Highest at JPY 3,689 MM
EPS(Q)
Highest at JPY 43.76
-6What is not working for the Company
INTEREST(9M)
At JPY 15,388 MM has Grown at 21.98%
ROCE(HY)
Lowest at 0.35%
Here's what is working for The Miyazaki Bank Ltd.
Credit Deposit Ratio
Highest at 1.4% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Pre-Tax Profit
Highest at JPY 5,165 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 3,689 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 43.76
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Dividend per share
Highest at JPY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Here's what is not working for The Miyazaki Bank Ltd.
Interest
At JPY 15,388 MM has Grown at 21.98%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)






