ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Musashino Bank, Ltd. ?
1
With a growth in Interest of 4.18%, the company declared Very Positive results in Dec 25
- ROCE(HY) Highest at 0.29%
- NII(Q) Highest at JPY 13,604 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 82.07%
2
With ROA of 0.24%, it has a very attractive valuation with a 0.41 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 85.19%, its profits have risen by 17% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 0.2
3
Market Beating performance in long term as well as near term
- Along with generating 85.19% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Musashino Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Musashino Bank, Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The Musashino Bank, Ltd.
85.19%
2.77
34.34%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.10%
EBIT Growth (5y)
14.29%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.45%
Pledged Shares
0
Institutional Holding
0.03%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.41
EV to EBIT
1.27
EV to EBITDA
0.95
EV to Capital Employed
0.08
EV to Sales
0.28
PEG Ratio
0.50
Dividend Yield
0.15%
ROCE (Latest)
6.65%
ROE (Latest)
4.91%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
ROCE(HY)
Highest at 0.29%
NII(Q)
Highest at JPY 13,604 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 82.07%
NET SALES(Q)
Highest at JPY 17,215 MM
PRE-TAX PROFIT(Q)
Highest at JPY 6,595 MM
NET PROFIT(Q)
Highest at JPY 4,697 MM
EPS(Q)
Highest at JPY 142.13
-6What is not working for the Company
INTEREST(9M)
At JPY 9,800 MM has Grown at 100.25%
ROCE(HY)
Lowest at 0.29%
Here's what is working for The Musashino Bank, Ltd.
NII
Highest at JPY 13,604 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 17,215 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 17,215 MM has Grown at 19.44%
over average net sales of the previous four periods of JPY 14,412.75 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Pre-Tax Profit
Highest at JPY 6,595 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 4,697 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 142.13
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Credit Deposit Ratio
Highest at 82.07%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The Musashino Bank, Ltd.
Interest
At JPY 9,800 MM has Grown at 100.25%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
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