The Musashino Bank, Ltd. (8336) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Nishi-Nippon Financial Holdings, Inc.

North Pacific Bank, Ltd.

Hokuhoku Financial Group, Inc.

Chugin Financial Group, Inc.

San-in Godo Bank Ltd.

The Kiyo Bank, Ltd.

The Musashino Bank, Ltd.

Juroku Financial Group, Inc.

Suruga Bank Ltd.

Monex Group, Inc.

SBI Sumishin Net Bank, Ltd.

Why is The Musashino Bank, Ltd. ?

Positive results in Jun 25

ROCE(HY) Highest at 0.25%
NII(Q) Highest at JPY 12,212 MM
CREDIT DEPOSIT RATIO(HY) Highest at 80.86%

With ROA of 0.24%, it has a very attractive valuation with a 0.41 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 49.92%, its profits have risen by 17% ; the PEG ratio of the company is 0.5
At the current price, the company has a high dividend yield of 0.2

Market Beating Performance

The stock has generated a return of 49.92% in the last 1 year, much higher than market (Japan Nikkei 225) returns of 28.54%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to The Musashino Bank, Ltd. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Musashino Bank, Ltd. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

The Musashino Bank, Ltd.

49.92%

1.39

30.50%

Japan Nikkei 225

28.54%

1.11

25.75%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

6.10%

EBIT Growth (5y)

14.29%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

31.45%

Pledged Shares

Institutional Holding

0.03%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.41

EV to EBIT

1.27

EV to EBITDA

0.95

EV to Capital Employed

0.08

EV to Sales

0.28

PEG Ratio

0.50

Dividend Yield

0.15%

ROCE (Latest)

6.65%

ROE (Latest)

4.91%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

ROCE(HY)

Highest at 0.25%

NII(Q)

Highest at JPY 12,212 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 80.86%

NET SALES(Q)

At JPY 15,135 MM has Grown at 16.01%

OPERATING PROFIT(Q)

Highest at JPY 5,272 MM

PRE-TAX PROFIT(Q)

Highest at JPY 5,719 MM

NET PROFIT(Q)

Highest at JPY 4,172 MM

EPS(Q)

Highest at JPY 126.11

-7What is not working for the Company

INTEREST(9M)

At JPY 7,232 MM has Grown at 91.53%

ROCE(HY)

Lowest at 0.25%

CASH AND EQV(HY)

Lowest at JPY 363,345 MM

Here's what is working for The Musashino Bank, Ltd.

NII

Highest at JPY 12,212 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JPY MM)

Net Sales

Highest at JPY 15,135 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Sales

At JPY 15,135 MM has Grown at 16.01%

over average net sales of the previous four periods of JPY 13,046.75 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit

Highest at JPY 5,272 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Pre-Tax Profit

Highest at JPY 5,719 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 4,172 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 126.11

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Credit Deposit Ratio

Highest at 80.86%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

CASA

Highest at 13.65%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for The Musashino Bank, Ltd.

Interest

At JPY 7,232 MM has Grown at 91.53%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 363,345 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents