ScoreWhy is The Ogaki Kyoritsu Bank Ltd. ?
1
With a growth in Operating Profit of 11.63%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 2 consecutive quarters
- NET PROFIT(HY) At JPY 9,015.67 MM has Grown at 73.1%
- ROCE(HY) Highest at 0.29%
- NET SALES(Q) Highest at JPY 18,712 MM
2
With ROA of 0.22%, it has a very attractive valuation with a 0.33 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 142.15%, its profits have risen by 55% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 0
3
Market Beating performance in long term as well as near term
- Along with generating 142.15% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Ogaki Kyoritsu Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Ogaki Kyoritsu Bank Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
The Ogaki Kyoritsu Bank Ltd.
142.15%
4.03
41.81%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
0.00%
EBIT Growth (5y)
0.15%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
25.46%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.33
EV to EBIT
-37.80
EV to EBITDA
-25.37
EV to Capital Employed
3.66
EV to Sales
-5.47
PEG Ratio
0.13
Dividend Yield
0.02%
ROCE (Latest)
-9.67%
ROE (Latest)
4.62%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
NET PROFIT(HY)
At JPY 9,015.67 MM has Grown at 73.1%
ROCE(HY)
Highest at 0.29%
NET SALES(Q)
Highest at JPY 18,712 MM
NII(Q)
Highest at JPY 13,796 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 80.33%
-6What is not working for the Company
INTEREST(9M)
At JPY 13,439 MM has Grown at 96.51%
ROCE(HY)
Lowest at 0.29%
Here's what is working for The Ogaki Kyoritsu Bank Ltd.
Net Sales
Highest at JPY 18,712 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
NII
Highest at JPY 13,796 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Profit
At JPY 9,015.67 MM has Grown at 73.1%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Net Sales
At JPY 18,712 MM has Grown at 17.71%
over average net sales of the previous four periods of JPY 15,897 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Credit Deposit Ratio
Highest at 80.33%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The Ogaki Kyoritsu Bank Ltd.
Interest
At JPY 13,439 MM has Grown at 96.51%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
