ScoreWhy is The Ogaki Kyoritsu Bank Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.09%
- The bank has been able to generate a Return on Assets (avg) of 0.09% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.93% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 21.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.93% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.09% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 21.80%
4
The company has declared Positive results for the last 7 consecutive quarters
- NII(Q) Highest at JPY 15,932 MM
- ROCE(HY) Highest at 0.31%
- NET SALES(Q) Highest at JPY 22,438 MM
5
With ROA of 0.22%, it has a fair valuation with a 0.84 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 157.32%, its profits have risen by 55% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Ogaki Kyoritsu Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Ogaki Kyoritsu Bank Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
The Ogaki Kyoritsu Bank Ltd.
157.32%
6.70
42.00%
Japan Nikkei 225
43.52%
1.48
29.43%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
0.00%
EBIT Growth (5y)
12.21%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.18%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
21
Industry P/E
Price to Book Value
0.84
EV to EBIT
3.67
EV to EBITDA
2.87
EV to Capital Employed
0.46
EV to Sales
0.94
PEG Ratio
0.38
Dividend Yield
NA
ROCE (Latest)
12.61%
ROE (Latest)
4.02%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
NII(Q)
Highest at JPY 15,932 MM
ROCE(HY)
Highest at 0.31%
NET SALES(Q)
Highest at JPY 22,438 MM
OPERATING PROFIT(Q)
Highest at JPY 5,437 MM
-6What is not working for the Company
INTEREST(9M)
At JPY 17,109 MM has Grown at 74.89%
ROCE(HY)
Lowest at 0.31%
Here's what is working for The Ogaki Kyoritsu Bank Ltd.
NII
Highest at JPY 15,932 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at JPY 22,438 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Net Sales
At JPY 22,438 MM has Grown at 20.82%
over average net sales of the previous four periods of JPY 18,570.75 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 5,437 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Here's what is not working for The Ogaki Kyoritsu Bank Ltd.
Interest
At JPY 17,109 MM has Grown at 74.89%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
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