ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The PNC Financial Services Group, Inc. ?
1
Positive results in Jun 25
- OPERATING PROFIT MARGIN(Q) Highest at 32.28 %
- GROSS NPA (%)(Q) Lowest at 0.65%
- NII(Q) Highest at USD 3,555 MM
2
With ROA of 0.70%, it has a attractive valuation with a 1.64 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -5.27%, its profits have risen by 15.4% ; the PEG ratio of the company is 1
3
Below par performance in long term as well as near term
- Along with generating -5.27% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The PNC Financial Services Group, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The PNC Financial Services Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The PNC Financial Services Group, Inc.
-5.14%
1.18
25.14%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.81%
EBIT Growth (5y)
10.26%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
45.85%
Pledged Shares
0
Institutional Holding
87.42%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.64
EV to EBIT
17.09
EV to EBITDA
16.30
EV to Capital Employed
1.50
EV to Sales
4.18
PEG Ratio
0.97
Dividend Yield
2.75%
ROCE (Latest)
8.77%
ROE (Latest)
10.65%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING PROFIT MARGIN(Q)
Highest at 32.28 %
GROSS NPA (%)
(Q
NII(Q)
Highest at USD 3,555 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 2,024 MM
PRE-TAX PROFIT(Q)
Highest at USD 2,024 MM
NET PROFIT(Q)
Highest at USD 1,617 MM
EPS(Q)
Highest at USD 3.86
-2What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 41.46%
CASH AND EQV(HY)
Lowest at USD 12,041 MM
Here's what is working for The PNC Financial Services Group, Inc.
Operating Profit Margin
Highest at 32.28 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Non Performing Loans (%)
Lowest at 0.65%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at USD 3,555 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 2,024 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 2,024 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 1,617 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 3.86
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for The PNC Financial Services Group, Inc.
Cash and Eqv
Lowest at USD 12,041 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Dividend Payout Ratio
Lowest at 41.46%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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