ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The PNC Financial Services Group, Inc. ?
1
Positive results in Jun 25
- OPERATING PROFIT MARGIN(Q) Highest at 32.28 %
- GROSS NPA (%)(Q) Lowest at 0.65%
- NII(Q) Highest at USD 3,555 MM
2
With ROA of 0.70%, it has a attractive valuation with a 1.64 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 3.45%, its profits have risen by 15.4% ; the PEG ratio of the company is 1
3
Underperformed the market in the last 1 year
- The stock has generated a return of 3.45% in the last 1 year, much lower than market (S&P 500) returns of 14.11%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The PNC Financial Services Group, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The PNC Financial Services Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
The PNC Financial Services Group, Inc.
29.9%
1.52
25.36%
S&P 500
22.99%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.48%
EBIT Growth (5y)
12.67%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
39.74%
Pledged Shares
0
Institutional Holding
85.63%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.76
EV to EBIT
14.44
EV to EBITDA
13.80
EV to Capital Employed
1.65
EV to Sales
4.63
PEG Ratio
0.81
Dividend Yield
2.50%
ROCE (Latest)
11.39%
ROE (Latest)
11.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
NII(Q)
Highest at USD 3,961 MM
ROCE(HY)
Highest at 1.24%
DIVIDEND PER SHARE(HY)
Highest at USD 0
GROSS NPA (%)
(Q
CREDIT DEPOSIT RATIO(HY)
Highest at 78.86%
-3What is not working for the Company
ROCE(HY)
Lowest at 1.24%
CASH AND EQV(HY)
Lowest at USD 12,423 MM
Here's what is working for The PNC Financial Services Group, Inc.
NII
Highest at USD 3,961 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Non Performing Loans (%)
Lowest at 0.62%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 78.86%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The PNC Financial Services Group, Inc.
Cash and Eqv
Lowest at USD 12,423 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Capital Adequacy Ratio
Lowest at 11.3%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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