ScoreWhy is The Saudi Investment Bank ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- OPERATING CASH FLOW(Y) Highest at SAR 3,219.35 MM
- CASH AND EQV(HY) Highest at SAR 11,430.75 MM
- OPERATING PROFIT(Q) Highest at SAR 1,025.99 MM
2
With ROA of 0.80%, it has a expensive valuation with a 0.94 Price to Book Value
- Over the past year, while the stock has generated a return of -7.00%, its profits have risen by 17.3% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 2.5
3
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -7.00% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Saudi Investment Bank should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Saudi Investment Bank for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
The Saudi Investment Bank
-100.0%
0.36
19.25%
Saudi Arabia All Share TASI
0.01%
0.00
13.85%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.33%
EBIT Growth (5y)
19.93%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.94
EV to EBIT
21.26
EV to EBITDA
19.81
EV to Capital Employed
0.98
EV to Sales
5.55
PEG Ratio
0.45
Dividend Yield
2.47%
ROCE (Latest)
4.62%
ROE (Latest)
12.25%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 3,219.35 MM
CASH AND EQV(HY)
Highest at SAR 11,430.75 MM
OPERATING PROFIT(Q)
Highest at SAR 1,025.99 MM
OPERATING PROFIT MARGIN(Q)
Highest at 41.26 %
PRE-TAX PROFIT(Q)
Highest at SAR 1,026.18 MM
NET PROFIT(Q)
Highest at SAR 747.23 MM
EPS(Q)
Highest at SAR 0.6
-2What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
DIVIDEND PER SHARE(HY)
Lowest at SAR 0
Here's what is working for The Saudi Investment Bank
Operating Cash Flow
Highest at SAR 3,219.35 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
Operating Profit
Highest at SAR 1,025.99 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (SAR MM)
Operating Profit Margin
Highest at 41.26 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at SAR 1,026.18 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
Net Profit
Highest at SAR 747.23 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (SAR MM)
EPS
Highest at SAR 0.6
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Cash and Eqv
Highest at SAR 11,430.75 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for The Saudi Investment Bank
Dividend per share
Lowest at SAR 0
in the last five yearsMOJO Watch
Company is distributing lower dividend than previous years
DPS (SAR)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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