The Saudi Investment Bank (1030) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

The Saudi Investment Bank

Why is The Saudi Investment Bank ?

Positive results in Dec 25

OPERATING CASH FLOW(Y) Highest at SAR 3,219.35 MM
CASH AND EQV(HY) Highest at SAR 11,430.75 MM
OPERATING PROFIT(Q) Highest at SAR 1,025.99 MM

With ROA of 0.70%, it has a very attractive valuation with a 1.10 Price to Book Value

Over the past year, while the stock has generated a return of -9.92%, its profits have risen by 6.9% ; the PEG ratio of the company is 1.4
At the current price, the company has a high dividend yield of 4.6

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to The Saudi Investment Bank should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Saudi Investment Bank for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

The Saudi Investment Bank

-100.0%

0.35

18.43%

Saudi Arabia All Share TASI

-11.13%

-0.71

15.65%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

24.33%

EBIT Growth (5y)

19.93%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.10

EV to EBIT

29.61

EV to EBITDA

27.20

EV to Capital Employed

1.03

EV to Sales

6.58

PEG Ratio

1.41

Dividend Yield

4.56%

ROCE (Latest)

3.47%

ROE (Latest)

11.23%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Sideways

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

OPERATING CASH FLOW(Y)

Highest at SAR 3,219.35 MM

CASH AND EQV(HY)

Highest at SAR 11,430.75 MM

OPERATING PROFIT(Q)

Highest at SAR 1,025.99 MM

OPERATING PROFIT MARGIN(Q)

Highest at 41.26 %

PRE-TAX PROFIT(Q)

Highest at SAR 1,026.18 MM

NET PROFIT(Q)

Highest at SAR 747.23 MM

EPS(Q)

Highest at SAR 0.6

-2What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DIVIDEND PER SHARE(HY)

Lowest at SAR 0

Here's what is working for The Saudi Investment Bank

Operating Cash Flow

Highest at SAR 3,219.35 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (SAR MM)

Operating Profit

Highest at SAR 1,025.99 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (SAR MM)

Operating Profit Margin

Highest at 41.26 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at SAR 1,026.18 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (SAR MM)

Net Profit

Highest at SAR 747.23 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (SAR MM)

EPS

Highest at SAR 0.6

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (SAR)

Cash and Eqv

Highest at SAR 11,430.75 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for The Saudi Investment Bank

Dividend per share

Lowest at SAR 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (SAR)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)