The Shiga Bank, Ltd. (8366) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sumitomo Mitsui Financial Group, Inc.

The Chiba Bank, Ltd.

The Shiga Bank, Ltd.

Mitsubishi UFJ Financial Group, Inc.

The 77 Bank, Ltd.

Seven Bank Ltd.

Mizuho Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Mebuki Financial Group, Inc.

Fukuoka Financial Group, Inc.

Kyushu Financial Group, Inc.

Why is The Shiga Bank, Ltd. ?

Positive results in Jun 26

ROCE(HY) Highest at 0.31%
NII(Q) Highest at JPY 23,120 MM
NET SALES(Q) Highest at JPY 30,966 MM

With ROA of 0.24%, it has a expensive valuation with a 1.10 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 109.14%, its profits have risen by 17% ; the PEG ratio of the company is 1.7
At the current price, the company has a high dividend yield of 0

Consistent Returns over the last 3 years

Along with generating 109.14% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to The Shiga Bank, Ltd. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is The Shiga Bank, Ltd. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

The Shiga Bank, Ltd.

98.83%

-0.44

92.78%

Japan Nikkei 225

59.79%

2.06

29.57%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

11.50%

EBIT Growth (5y)

9.53%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.34%

Pledged Shares

Institutional Holding

0.15%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.10

EV to EBIT

34.66

EV to EBITDA

30.82

EV to Capital Employed

1.10

EV to Sales

6.78

PEG Ratio

1.68

Dividend Yield

ROCE (Latest)

3.16%

ROE (Latest)

3.76%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

20What is working for the Company

ROCE(HY)

Highest at 0.31%

NII(Q)

Highest at JPY 23,120 MM

NET SALES(Q)

Highest at JPY 30,966 MM

OPERATING PROFIT(Q)

Highest at JPY 12,965 MM

OPERATING PROFIT MARGIN(Q)

Highest at 41.87 %

PRE-TAX PROFIT(Q)

Highest at JPY 14,336 MM

NET PROFIT(Q)

Highest at JPY 9,937 MM

-7What is not working for the Company

INTEREST(9M)

At JPY 22,785 MM has Grown at 23.48%

ROCE(HY)

Lowest at 0.31%

CREDIT DEPOSIT RATIO(HY)

Lowest at 75.26%

Here's what is working for The Shiga Bank, Ltd.

NII

Highest at JPY 23,120 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JPY MM)

Net Sales

Highest at JPY 30,966 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Sales

At JPY 30,966 MM has Grown at 21.02%

over average net sales of the previous four periods of JPY 25,588.25 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit

Highest at JPY 12,965 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Operating Profit Margin

Highest at 41.87 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at JPY 14,336 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 14,336 MM has Grown at 97.84%

over average net sales of the previous four periods of JPY 7,246.25 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 9,937 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

Net Profit

At JPY 9,937 MM has Grown at 86.58%

over average net sales of the previous four periods of JPY 5,325.84 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

Depreciation

Highest at JPY 792 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Depreciation

At JPY 792 MM has Grown at inf%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (JPY MM)

Here's what is not working for The Shiga Bank, Ltd.

Interest

At JPY 22,785 MM has Grown at 23.48%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Credit Deposit Ratio

Lowest at 75.26%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)