ScoreComparison
Why is The Shimane Bank, Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.07%
- The bank has been able to generate a Return on Assets (avg) of 0.07% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.85% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 17.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.85% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.07% signifying low profitability per unit of total assets
3
Negative results in Jun 25
- INTEREST(9M) At JPY 798 MM has Grown at 86.45%
- NET PROFIT(HY) At JPY 169 MM has Grown at -42.91%
4
Below par performance in long term as well as near term
- Along with generating -1.95% returns in the last 1 year, the stock has also underperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is The Shimane Bank, Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Shimane Bank, Ltd.
-1.95%
-0.44
24.84%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.60%
EBIT Growth (5y)
15.58%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
16.59%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.26
EV to EBIT
-144.90
EV to EBITDA
-31.31
EV to Capital Employed
1.91
EV to Sales
-3.58
PEG Ratio
0.14
Dividend Yield
NA
ROCE (Latest)
-1.32%
ROE (Latest)
4.08%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NET SALES(Q)
Highest at JPY 1,807 MM
-8What is not working for the Company
INTEREST(9M)
At JPY 798 MM has Grown at 86.45%
NET PROFIT(HY)
At JPY 169 MM has Grown at -42.91%
Here's what is working for The Shimane Bank, Ltd.
Net Sales
Highest at JPY 1,807 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Here's what is not working for The Shimane Bank, Ltd.
Interest
At JPY 798 MM has Grown at 86.45%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Net Profit
At JPY 169 MM has Grown at -42.91%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (JPY MM)
Non Operating Income
Highest at JPY 0.26 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
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