ScoreComparison
Why is The Shimane Bank, Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.06%
- The bank has been able to generate a Return on Assets (avg) of 0.06% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.85% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 17.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 7.85% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.06% signifying low profitability per unit of total assets
3
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 17.80%
4
The company has declared negative results for the last 2 consecutive quarters
- INTEREST(9M) At JPY 1,471 MM has Grown at 84.34%
- GROSS NPA (%)(Q) Highest at 2.58%
- CASH AND EQV(HY) Lowest at JPY 57,292 MM
5
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 0.83%, its profits have risen by 45% ; the PEG ratio of the company is 0.2
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is The Shimane Bank, Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Shimane Bank, Ltd.
-0.42%
-0.46
31.11%
Japan Nikkei 225
59.79%
2.06
29.57%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.60%
EBIT Growth (5y)
15.57%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.31
EV to EBIT
-12.41
EV to EBITDA
-2.66
EV to Capital Employed
-0.27
EV to Sales
-0.30
PEG Ratio
0.15
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
4.59%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
NET SALES(Q)
Highest at JPY 2,030 MM
-24What is not working for the Company
INTEREST(9M)
At JPY 1,471 MM has Grown at 84.34%
GROSS NPA (%)
(Q
CASH AND EQV(HY)
Lowest at JPY 57,292 MM
PRE-TAX PROFIT(Q)
Lowest at JPY -851 MM
NET PROFIT(Q)
Lowest at JPY -794 MM
EPS(Q)
Lowest at JPY -96.58
Here's what is working for The Shimane Bank, Ltd.
Net Sales
Highest at JPY 2,030 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Here's what is not working for The Shimane Bank, Ltd.
Interest
At JPY 1,471 MM has Grown at 84.34%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Pre-Tax Profit
At JPY -851 MM has Fallen at -899.06%
over average net sales of the previous four periods of JPY 106.5 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (JPY MM)
Net Profit
At JPY -794 MM has Fallen at -956.06%
over average net sales of the previous four periods of JPY 92.75 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (JPY MM)
Non Performing Loans (%)
Highest at 2.58%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Pre-Tax Profit
Lowest at JPY -851 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (JPY MM)
Net Profit
Lowest at JPY -794 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (JPY MM)
EPS
Lowest at JPY -96.58
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (JPY)
Cash and Eqv
Lowest at JPY 57,292 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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