ScoreWhy is The Taiko Bank, Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.71% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.71% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.08% signifying low profitability per unit of total assets
2
Flat results in Mar 26
- INTEREST(9M) At JPY 2,755 MM has Grown at 164.65%
- ROCE(HY) Lowest at 0.17%
- OPERATING PROFIT(Q) Lowest at JPY -45 MM
3
With ROA of 0.14%, it has a very attractive valuation with a 0.31 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 94.23%, its profits have risen by 45% ; the PEG ratio of the company is 0.2
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Taiko Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Taiko Bank, Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Taiko Bank, Ltd.
94.23%
1.74
36.57%
Japan Nikkei 225
88.41%
3.12
27.27%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.00%
EBIT Growth (5y)
5.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.82%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.31
EV to EBIT
-20.45
EV to EBITDA
-16.10
EV to Capital Employed
10.88
EV to Sales
-3.62
PEG Ratio
0.22
Dividend Yield
NA
ROCE (Latest)
-53.18%
ROE (Latest)
3.08%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
NET PROFIT(HY)
At JPY 1,319.92 MM has Grown at 81.35%
ROCE(HY)
Highest at 0.17%
DIVIDEND PER SHARE(HY)
Highest at JPY 0
NET SALES(Q)
Highest at JPY 5,466 MM
-9What is not working for the Company
INTEREST(9M)
At JPY 2,755 MM has Grown at 164.65%
ROCE(HY)
Lowest at 0.17%
OPERATING PROFIT(Q)
Lowest at JPY -45 MM
OPERATING PROFIT MARGIN(Q)
Lowest at -0.82 %
PRE-TAX PROFIT(Q)
At JPY 712 MM has Fallen at -27.9%
Here's what is working for The Taiko Bank, Ltd.
Net Profit
At JPY 1,319.92 MM has Grown at 81.35%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Net Sales
Highest at JPY 5,466 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Dividend per share
Highest at JPY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Depreciation
Highest at JPY 222 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for The Taiko Bank, Ltd.
Interest
At JPY 2,755 MM has Grown at 164.65%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Operating Profit
Lowest at JPY -45 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (JPY MM)
Operating Profit Margin
Lowest at -0.82 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
At JPY 712 MM has Fallen at -27.9%
over average net sales of the previous four periods of JPY 987.5 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (JPY MM)
Non Operating Income
Highest at JPY 1.06 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
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