The Victory Bancorp, Inc.

Market Cap: Micro Cap
Industry: Regional Banks
ISIN: US92644G1031

USD

21.70

0.5 (2.36%)

Mar 27

OTC

View all stocks in this country

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

The Victory Bancorp, Inc.

Why is The Victory Bancorp, Inc. ?

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0%

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -2.20%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets

With ROA of 0.44%, it has a expensive valuation with a 1.26 Price to Book Value

Over the past year, while the stock has generated a return of 111.71%, its profits have risen by 22.9%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

13.11%

EBIT Growth (5y)

-2.23%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

26.26%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.26

EV to EBIT

22.27

EV to EBITDA

22.27

EV to Capital Employed

1.17

EV to Sales

2.00

PEG Ratio

Dividend Yield

ROCE (Latest)

5.24%

ROE (Latest)

6.33%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Bullish

OBV

Mildly Bullish

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

NII(Q)

Highest at USD 3.82 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 30.95%

-2What is not working for the Company

NET PROFIT(HY)

At USD 0.81 MM has Grown at -29.48%

Here's what is working for The Victory Bancorp, Inc.

NII

Highest at USD 3.82 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend Payout Ratio

Highest at 30.95%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for The Victory Bancorp, Inc.

Net Profit

At USD 0.81 MM has Grown at -29.48%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)