ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Yamanashi Chuo Bank, Ltd. ?
1
Positive results in Jun 25
- NII(Q) Highest at JPY 9,423 MM
- ROCE(HY) Highest at 0.17%
- NET SALES(Q) Highest at JPY 11,349 MM
2
With ROA of 0.16%, it has a very attractive valuation with a 0.39 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 100.00%, its profits have risen by 36% ; the PEG ratio of the company is 0.3
- At the current price, the company has a high dividend yield of 0
3
Market Beating performance in long term as well as near term
- Along with generating 100.00% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Yamanashi Chuo Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Yamanashi Chuo Bank, Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
The Yamanashi Chuo Bank, Ltd.
100.0%
2.26
40.54%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
3.90%
EBIT Growth (5y)
-16.52%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.23%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.39
EV to EBIT
40.43
EV to EBITDA
24.92
EV to Capital Employed
0.52
EV to Sales
3.84
PEG Ratio
0.31
Dividend Yield
0.02%
ROCE (Latest)
1.29%
ROE (Latest)
3.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend22What is working for the Company
NII(Q)
Highest at JPY 9,423 MM
ROCE(HY)
Highest at 0.17%
NET SALES(Q)
Highest at JPY 11,349 MM
CREDIT DEPOSIT RATIO(Q)
Highest at 0%
OPERATING PROFIT(Q)
Highest at JPY 3,510 MM
PRE-TAX PROFIT(Q)
Highest at JPY 4,707 MM
NET PROFIT(Q)
At JPY 3,201 MM has Grown at 66.96%
EPS(Q)
Highest at JPY 104.59
-6What is not working for the Company
INTEREST(9M)
At JPY 4,194 MM has Grown at 1,108.65%
ROCE(HY)
Lowest at 0.17%
Here's what is working for The Yamanashi Chuo Bank, Ltd.
NII
Highest at JPY 9,423 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA (%)
Net Sales
Highest at JPY 11,349 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Net Sales
At JPY 11,349 MM has Grown at 23.69%
over average net sales of the previous four periods of JPY 9,175.25 MMMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Credit Deposit Ratio
Highest at 0% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Operating Profit
Highest at JPY 3,510 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 4,707 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Pre-Tax Profit
At JPY 4,707 MM has Grown at 77.99%
over average net sales of the previous four periods of JPY 2,644.5 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 3,201 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Net Profit
At JPY 3,201 MM has Grown at 66.96%
over average net sales of the previous four periods of JPY 1,917.25 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 104.59
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Here's what is not working for The Yamanashi Chuo Bank, Ltd.
Interest
At JPY 4,194 MM has Grown at 1,108.65%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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