Third Century Bancorp

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US8841201069
USD
15.28
-0.01 (-0.07%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Third Century Bancorp

Why is Third Century Bancorp ?

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Unrated Stock - No Analysis Available
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

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No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
18.26%
EBIT Growth (5y)
-7.32%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
12.42%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.92
EV to EBIT
17.44
EV to EBITDA
17.44
EV to Capital Employed
0.97
EV to Sales
2.16
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
5.58%
ROE (Latest)
15.49%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company
NII(Q)

Highest at USD 2.39 MM

ROCE(HY)

Highest at 0.57%

CASH AND EQV(HY)

Highest at USD 75.14 MM

NET SALES(Q)

Highest at USD 4.35 MM

OPERATING PROFIT(Q)

Highest at USD 0.61 MM

OPERATING PROFIT MARGIN(Q)

Highest at 13.97 %

PRE-TAX PROFIT(Q)

Highest at USD 0.61 MM

NET PROFIT(Q)

Highest at USD 0.55 MM

EPS(Q)

Highest at USD 0.47

-4What is not working for the Company
ROCE(HY)

Lowest at 0.57%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 10.64%

CREDIT DEPOSIT RATIO(HY)

Lowest at 79.08%

Here's what is working for Third Century Bancorp

NII
Highest at USD 2.39 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Net Sales
Highest at USD 4.35 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Operating Profit
Highest at USD 0.61 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin
Highest at 13.97 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at USD 0.61 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit
Highest at USD 0.55 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

EPS
Highest at USD 0.47
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv
Highest at USD 75.14 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Third Century Bancorp

Credit Deposit Ratio
Lowest at 79.08%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Lowest at 10.64%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)