ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Timbercreek Financial Corp. ?
1
Poor long term growth as Operating profit has grown by an annual rate of -1.66%
2
The company has declared Negative results for the last 6 consecutive quarters
- OPERATING CASH FLOW(Y) Lowest at CAD 30.21 MM
- NET PROFIT(HY) At CAD 9.23 MM has Grown at -41.03%
- ROCE(HY) Lowest at 4.47%
3
With ROE of 4.57%, it has a very attractive valuation with a 0.83 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -11.72%, its profits have fallen by -33.3%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -11.72% returns in the last 1 year, the stock has also underperformed S&P/TSX 60 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Timbercreek Financial Corp. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Timbercreek Financial Corp. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Timbercreek Financial Corp.
-100.0%
-0.57
16.26%
S&P/TSX 60
29.6%
2.31
12.81%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.84%
EBIT Growth (5y)
-1.66%
EBIT to Interest (avg)
2.82
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
165.87%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
12.75%
ROE (avg)
7.27%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
0.83
EV to EBIT
8.52
EV to EBITDA
8.52
EV to Capital Employed
0.83
EV to Sales
3.70
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.71%
ROE (Latest)
4.57%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
Bearish
Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 137.56%
-13What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CAD 30.21 MM
NET PROFIT(HY)
At CAD 9.23 MM has Grown at -41.03%
ROCE(HY)
Lowest at 4.47%
RAW MATERIAL COST(Y)
Grown by 11.42% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at 213.12 %
Here's what is working for Timbercreek Financial Corp.
Dividend Payout Ratio
Highest at 137.56%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Timbercreek Financial Corp.
Net Profit
At CAD 9.23 MM has Grown at -41.03%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (CAD MM)
Operating Cash Flow
Lowest at CAD 30.21 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CAD MM)
Debt-Equity Ratio
Highest at 213.12 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Raw Material Cost
Grown by 11.42% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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