ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Timberland Bancorp, Inc. (Washington) ?
1
High Profitability with a Net Interest Margin of 3.07%
2
The Bank has a high Capital Adequacy Ratio of 18.85% signifying high buffers against its risk based assets
3
Positive results in Jun 25
- NII(Q) Highest at USD 17.62 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- OPERATING PROFIT MARGIN(Q) Highest at 34.7 %
4
With ROA of 0.87%, it has a fair valuation with a 0.96 Price to Book Value
- Over the past year, while the stock has generated a return of 4.47%, its profits have risen by 3.8% ; the PEG ratio of the company is 1.6
- At the current price, the company has a high dividend yield of 1665.4
5
High Institutional Holdings at 65.93%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Timberland Bancorp, Inc. (Washington) should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Timberland Bancorp, Inc. (Washington) for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Timberland Bancorp, Inc. (Washington)
5.58%
1.31
29.41%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.30%
EBIT Growth (5y)
-0.32%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.61%
Pledged Shares
0
Institutional Holding
65.93%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.96
EV to EBIT
1.86
EV to EBITDA
1.76
EV to Capital Employed
0.86
EV to Sales
0.57
PEG Ratio
1.58
Dividend Yield
1665.38%
ROCE (Latest)
46.13%
ROE (Latest)
10.25%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 17.62 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT MARGIN(Q)
Highest at 34.7 %
CASH AND EQV(HY)
Highest at USD 58.54 MM
NET SALES(Q)
Highest at USD 25.54 MM
OPERATING PROFIT(Q)
Highest at USD 8.86 MM
PRE-TAX PROFIT(Q)
Highest at USD 8.89 MM
NET PROFIT(Q)
Highest at USD 7.1 MM
EPS(Q)
Highest at USD 0.9
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Timberland Bancorp, Inc. (Washington)
NII
Highest at USD 17.62 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit Margin
Highest at 34.7 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 25.54 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 8.86 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 8.89 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 7.1 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.9
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 58.54 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
CASA
Highest at 19.29%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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