Tokyo Kiraboshi Financial Group, Inc. (7173) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

The 77 Bank, Ltd.

The Chiba Bank, Ltd.

Fukuoka Financial Group, Inc.

Daishi Hokuetsu Financial Group, Inc.

Kyushu Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Mebuki Financial Group, Inc.

Mizuho Financial Group, Inc.

The Shiga Bank, Ltd.

Tokyo Kiraboshi Financial Group, Inc.

Seven Bank Ltd.

Why is Tokyo Kiraboshi Financial Group, Inc. ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.46% signifying inadequate buffers against its risk based assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.46% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.21% signifying low profitability per unit of total assets

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 32.60%

Flat results in Dec 25

INTEREST(9M) At JPY 19,051 MM has Grown at 189.27%
ROCE(HY) Lowest at 0.55%
NII(Q) Lowest at JPY 19,776 MM

With ROA of 0.43%, it has a very attractive valuation with a 0.47 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 83.82%, its profits have risen by 22% ; the PEG ratio of the company is 0.3

Consistent Returns over the last 3 years

Along with generating 83.82% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Tokyo Kiraboshi Financial Group, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Tokyo Kiraboshi Financial Group, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Tokyo Kiraboshi Financial Group, Inc.

83.82%

3.30

41.89%

Japan Nikkei 225

40.96%

1.44

28.42%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

11.10%

EBIT Growth (5y)

62.22%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

15.57%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.47

EV to EBIT

-30.13

EV to EBITDA

-22.32

EV to Capital Employed

1.41

EV to Sales

-7.04

PEG Ratio

0.25

Dividend Yield

ROCE (Latest)

-4.67%

ROE (Latest)

8.45%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bullish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

NET SALES(HY)

At JPY 58,444 MM has Grown at 26.88%

ROCE(HY)

Highest at 0.55%

CASH AND EQV(HY)

Highest at JPY 2,010,779 MM

-8What is not working for the Company

INTEREST(9M)

At JPY 19,051 MM has Grown at 189.27%

ROCE(HY)

Lowest at 0.55%

NII(Q)

Lowest at JPY 19,776 MM

Here's what is working for Tokyo Kiraboshi Financial Group, Inc.

Net Sales

At JPY 58,444 MM has Grown at 26.88%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Cash and Eqv

Highest at JPY 2,010,779 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Depreciation

Highest at JPY 2,236 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Depreciation

At JPY 2,236 MM has Grown at 33.97%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (JPY MM)

Here's what is not working for Tokyo Kiraboshi Financial Group, Inc.

Interest

At JPY 19,051 MM has Grown at 189.27%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

NII

Lowest at JPY 19,776 MM

in the last five periods

MOJO Watch

The bank's income from core business is falling

NII (JPY MM)