ScoreWhy is TOMONY Holdings, Inc. ?
1
Poor Management Efficiency with a low ROA of 0.20%
- The bank has been able to generate a Return on Assets (avg) of 0.20% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.04% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.04% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.20% signifying low profitability per unit of total assets
3
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
4
Flat results in Mar 26
- INTEREST(9M) At JPY 11,343 MM has Grown at 186.51%
5
With ROA of 0.30%, it has a very attractive valuation with a 0.59 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 69.02%, its profits have risen by 13% ; the PEG ratio of the company is 0.8
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to TOMONY Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is TOMONY Holdings, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
TOMONY Holdings, Inc.
74.43%
4.69
32.15%
Japan Nikkei 225
59.79%
2.06
29.57%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.10%
EBIT Growth (5y)
21.79%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.01%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.59
EV to EBIT
-10.67
EV to EBITDA
-9.52
EV to Capital Employed
2.62
EV to Sales
-2.69
PEG Ratio
0.83
Dividend Yield
NA
ROCE (Latest)
-24.53%
ROE (Latest)
5.45%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at JPY 0
NET SALES(Q)
Highest at JPY 21,293 MM
OPERATING PROFIT(Q)
Highest at JPY 8,194 MM
-4What is not working for the Company
INTEREST(9M)
At JPY 11,343 MM has Grown at 186.51%
Here's what is working for TOMONY Holdings, Inc.
Dividend per share
Highest at JPY 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Net Sales
Highest at JPY 21,293 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 8,194 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Depreciation
Highest at JPY 528 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for TOMONY Holdings, Inc.
Interest
At JPY 11,343 MM has Grown at 186.51%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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