ScoreWhy is Tourism Finance Corporation of India Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.81%
- Poor long term growth as Net Sales has grown by an annual rate of 2.18% and Operating profit at 4.75%
2
The company has declared Positive results for the last 3 consecutive quarters
- PAT(9M) At Rs 125.05 cr has Grown at 49.96%
- NET SALES(Q) Highest at Rs 81.02 cr
- PBDIT(Q) Highest at Rs 70.49 cr.
3
With ROE of 11.7, it has a Very Expensive valuation with a 3.4 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 81.65%, its profits have risen by 41.4% ; the PEG ratio of the company is 0.7
4
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 2.65% over the previous quarter and collectively hold 5.47% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
5
Consistent Returns over the last 3 years
- Along with generating 81.65% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Tour. Fin. Corp. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Tour. Fin. Corp. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Tour. Fin. Corp.
81.27%
1.62
50.28%
Sensex
-4.41%
-0.33
13.54%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
29
Industry P/E
21
Price to Book Value
3.42
EV to EBIT
21.29
EV to EBITDA
21.24
EV to Capital Employed
2.37
EV to Sales
18.91
PEG Ratio
0.70
Dividend Yield
0.62%
ROCE (Latest)
10.57%
ROE (Latest)
11.72%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
PAT(9M)
At Rs 125.05 cr has Grown at 49.96%
NET SALES(Q)
Highest at Rs 81.02 cr
PBDIT(Q)
Highest at Rs 70.49 cr.
PBT LESS OI(Q)
Highest at Rs 44.19 cr.
EPS(Q)
Highest at Rs 1.32
-1What is not working for the Company
NON-OPERATING INCOME(Q)
is 43.58 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Tour. Fin. Corp.
Profit After Tax (PAT) - Quarterly
At Rs 61.21 cr has Grown at 98.3% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 30.87 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 81.02 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 70.49 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 44.19 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 61.21 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.32
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Tour. Fin. Corp.
Non Operating Income - Quarterly
is 43.58 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
