ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Triumph Financial, Inc. ?
1
High Profitability with a Net Interest Margin of 4.47%
2
With a growth in Interest of NAN%, the company declared Outstanding results in Dec 25
- The company has declared positive results in Jan 70 after 11 consecutive negative quarters
- OPERATING CASH FLOW(Y) Highest at USD 67.07 MM
- GROSS NPA (%)(Q) Lowest at 1.15%
- NII(Q) Highest at USD 89.69 MM
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Triumph Financial, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Triumph Financial, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Triumph Financial, Inc.
-7.04%
-0.48
49.54%
S&P 500
19.17%
0.99
19.34%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.97%
EBIT Growth (5y)
-4.61%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
157
Industry P/E
Price to Book Value
1.70
EV to EBIT
-80.52
EV to EBITDA
114.97
EV to Capital Employed
1.59
EV to Sales
4.08
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-1.97%
ROE (Latest)
1.09%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend29What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 67.07 MM
GROSS NPA (%)
(Q
NII(Q)
Highest at USD 89.69 MM
NET SALES(Q)
Highest at USD 110.06 MM
OPERATING PROFIT(Q)
Highest at USD 23.71 MM
OPERATING PROFIT MARGIN(Q)
Highest at 21.55 %
PRE-TAX PROFIT(Q)
Highest at USD 23.71 MM
NET PROFIT(Q)
Highest at USD 19.21 MM
EPS(Q)
Highest at USD 0.77
-1What is not working for the Company
CASH AND EQV(HY)
Lowest at USD 138.07 MM
Here's what is working for Triumph Financial, Inc.
Pre-Tax Profit
At USD 23.71 MM has Grown at 527.89%
over average net sales of the previous four periods of USD 3.78 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 19.21 MM has Grown at 669.87%
over average net sales of the previous four periods of USD 2.5 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 67.07 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Non Performing Loans (%)
Lowest at 1.15%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at USD 89.69 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 110.06 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 23.71 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 21.55 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 23.71 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 19.21 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.77
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Triumph Financial, Inc.
Cash and Eqv
Lowest at USD 138.07 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
