Truist Financial Corp. (TFC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

SouthState Corp.

Commerce Bancshares, Inc. (Missouri)

Fifth Third Bancorp

First Citizens BancShares, Inc. (North Carolina)

East West Bancorp, Inc.

Ally Financial, Inc.

Cullen/Frost Bankers, Inc.

Truist Financial Corp.

M&T Bank Corp.

First Horizon Corp. (Tennessee)

Fiserv, Inc.

Why is Truist Financial Corp. ?

Positive results in Jun 25

PRE-TAX PROFIT(Q) At USD 1,541 MM has Grown at 2,002.47%
NET PROFIT(Q) At USD 1,262.95 MM has Grown at 3,089.68%
GROSS NPA (%)(Q) Lowest at 0.4%

With ROA of 0.02%, it has a expensive valuation with a 0.82 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 8.85%, its profits have fallen by -96.8%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Truist Financial Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Truist Financial Corp. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Truist Financial Corp.

17.52%

1.31

29.00%

S&P 500

16.26%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.56%

EBIT Growth (5y)

-3.42%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

54.48%

Pledged Shares

Institutional Holding

81.46%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.85

EV to EBIT

15.36

EV to EBITDA

13.13

EV to Capital Employed

0.90

EV to Sales

3.45

PEG Ratio

Dividend Yield

4.88%

ROCE (Latest)

5.85%

ROE (Latest)

8.26%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

ROCE(HY)

Highest at 1.06%

OPERATING PROFIT(Q)

Highest at USD 1,815 MM

OPERATING PROFIT MARGIN(Q)

Highest at 30.42 %

PRE-TAX PROFIT(Q)

Highest at USD 1,815 MM

NET PROFIT(Q)

Highest at USD 1,553 MM

EPS(Q)

Highest at USD 1.23

-7What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 4,030 MM

ROCE(HY)

Lowest at 1.06%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 42.28%

CASH AND EQV(HY)

Lowest at USD 9,001 MM

Here's what is working for Truist Financial Corp.

Operating Profit

Highest at USD 1,815 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 30.42 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 1,815 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 1,553 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.23

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Truist Financial Corp.

Operating Cash Flow

Lowest at USD 4,030 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Cash and Eqv

Lowest at USD 9,001 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend Payout Ratio

Lowest at 42.28%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)