ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Truist Financial Corp. ?
1
Positive results in Jun 25
- PRE-TAX PROFIT(Q) At USD 1,541 MM has Grown at 2,002.47%
- NET PROFIT(Q) At USD 1,262.95 MM has Grown at 3,089.68%
- GROSS NPA (%)(Q) Lowest at 0.4%
2
With ROA of 0.02%, it has a expensive valuation with a 0.82 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 8.85%, its profits have fallen by -96.8%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Truist Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Truist Financial Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Truist Financial Corp.
10.06%
1.31
29.00%
S&P 500
17.45%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.56%
EBIT Growth (5y)
-3.31%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
54.45%
Pledged Shares
0
Institutional Holding
79.26%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.85
EV to EBIT
15.87
EV to EBITDA
13.71
EV to Capital Employed
0.90
EV to Sales
3.59
PEG Ratio
NA
Dividend Yield
3.78%
ROCE (Latest)
5.68%
ROE (Latest)
8.12%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
NII(Q)
Highest at USD 3,700 MM
NET PROFIT(9M)
Higher at USD 4,091.52 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 82.07%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Truist Financial Corp.
Net Profit
At USD 4,091.52 MM has Grown at 460.86%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 3,700 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Credit Deposit Ratio
Highest at 82.07%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at USD 4,091.52 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Here's what is not working for Truist Financial Corp.
Capital Adequacy Ratio
Lowest at 11.9%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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