ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Truist Financial Corp. ?
1
Positive results in Jun 25
- PRE-TAX PROFIT(Q) At USD 1,541 MM has Grown at 2,002.47%
- NET PROFIT(Q) At USD 1,262.95 MM has Grown at 3,089.68%
- GROSS NPA (%)(Q) Lowest at 0.4%
2
With ROA of 0.02%, it has a expensive valuation with a 0.82 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 2.13%, its profits have fallen by -96.8%
3
Underperformed the market in the last 1 year
- The stock has generated a return of 2.13% in the last 1 year, much lower than market (S&P 500) returns of 12.94%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Truist Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Truist Financial Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Truist Financial Corp.
2.86%
1.09
28.94%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.08%
EBIT Growth (5y)
0.85%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
77.97%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
336
Industry P/E
Price to Book Value
0.82
EV to EBIT
-45.88
EV to EBITDA
-196.68
EV to Capital Employed
0.85
EV to Sales
2.56
PEG Ratio
NA
Dividend Yield
4.00%
ROCE (Latest)
-1.85%
ROE (Latest)
0.24%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
PRE-TAX PROFIT(Q)
At USD 1,541 MM has Grown at 2,002.47%
NET PROFIT(Q)
At USD 1,262.95 MM has Grown at 3,089.68%
GROSS NPA (%)
(Q
CASH AND EQV(HY)
Highest at USD 11,153 MM
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 4,374 MM
Here's what is working for Truist Financial Corp.
Pre-Tax Profit
At USD 1,541 MM has Grown at 2,002.47%
over average net sales of the previous four periods of USD -81 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 1,262.95 MM has Grown at 3,089.68%
over average net sales of the previous four periods of USD 39.59 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Non Performing Loans (%)
Lowest at 0.4%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Cash and Eqv
Highest at USD 11,153 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Truist Financial Corp.
Operating Cash Flow
Lowest at USD 4,374 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Capital Adequacy Ratio
Lowest at 12.3%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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