ScoreWhy is Unicaja Banco SA ?
1
With ROA of 0.42%, it has a Expensive valuation with a 0.94 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 105.99%, its profits have risen by 36.5% ; the PEG ratio of the company is 0.2
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
27.39%
EBIT Growth (5y)
13.99%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
50.00%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.94
EV to EBIT
10.84
EV to EBITDA
9.77
EV to Capital Employed
0.96
EV to Sales
3.49
PEG Ratio
0.21
Dividend Yield
16.52%
ROCE (Latest)
8.82%
ROE (Latest)
10.81%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial TrendNot enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Unicaja Banco SA
Operating Cash Flow - Annually
Highest at EUR 2,136.11 MM and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (EUR MM)
Interest Earned - Quarterly
Highest at EUR 664 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (EUR MM)
CAR - Quarterly
Highest at 18.50 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Unicaja Banco SA
Profit Before Tax less Other Income (PBT) - Quarterly
At EUR -207 MM has Fallen at -440.7 %
over average PBT of the previous four periods of EUR -38 MMMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (EUR MM)
Profit After Tax (PAT) - Quarterly
At EUR 16 MM has Fallen at -85.4 %
over average PAT of the previous four periods of EUR 108 MMMOJO Watch
Near term PAT trend is very negative
PAT (EUR MM)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at EUR -207 MM.
in the last five periodsMOJO Watch
Near term PBT trend is negative
PBT less Other Income (EUR MM)
Profit After Tax (PAT) - Quarterly
Lowest at EUR 16 MM.
in the last five periodsMOJO Watch
Near term PAT trend is negative
PAT (EUR MM)
Earnings per Share (EPS) - Quarterly
Lowest at EUR -0.01
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (EUR)
Dividend Payout Ratio (DPR) - Annually
Lowest at 0.00 %
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
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