Quality key factors
Factor
Value
Sales Growth (5y)
13.90%
EBIT Growth (5y)
30.03%
EBIT to Interest (avg)
15.98
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.14%
Dividend Payout Ratio
63.22%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
32.27%
ROE (avg)
25.45%
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
3.51
EV to EBIT
8.38
EV to EBITDA
7.50
EV to Capital Employed
3.51
EV to Sales
3.16
PEG Ratio
0.34
Dividend Yield
0.11%
ROCE (Latest)
41.89%
ROE (Latest)
32.98%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for United Bankers Oyj
Net Sales - Half-Yearly
Highest at EUR 27 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (EUR MM)
Net Sales - Half-Yearly
At EUR 27 MM has Grown at 8.76 %
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (EUR MM)
Operating Profit (PBDIT) - Half-Yearly
Highest at EUR 11 MM.
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (EUR MM)
Operating Profit Margin - Half-Yearly
Highest at 40.60%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales (EUR MM)
Profit Before Tax less Other Income (PBT) - Half-Yearly
Highest at EUR 10 MM.
in the last five periodsMOJO Watch
Near term PBT trend is positive
PBT less Other Income (EUR MM)
Profit Before Tax less Other Income (PBT) - Half-Yearly
At EUR 10 MM has Grown at 9.89 %
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (EUR MM)
Profit After Tax (PAT) - Half-Yearly
Highest at EUR 8 MM.
in the last five periodsMOJO Watch
Near term PAT trend is positive
PAT (EUR MM)
Earnings per Share (EPS) - Half-Yearly
Highest at EUR 0.74
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (EUR)
Here's what is not working for United Bankers Oyj
Dividend Payout Ratio (DPR) - Annually
Lowest at 52.56 % and Fallen
each year in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)






