United Financial Investments Plc

  • Market Cap: Small Cap
  • Industry: Miscellaneous
  • ISIN: JO3109011010
JOD
1.30
0.3 (30.0%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
United Financial Investments Plc
Al-Amal Financial Investments Co.
National Portfolio Securities Plc

Why is United Financial Investments Plc ?

1
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -44.71%, its profits have risen by 62.7%
2
Below par performance in long term as well as near term
  • Along with generating -44.71% returns in the last 1 year, the stock has also underperformed Jordan General Index in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is United Financial Investments Plc for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
United Financial Investments Plc
-100.0%
0.13
168.24%
Jordan General Index
46.42%
4.49
10.35%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
29.49%
EBIT Growth (5y)
17.50%
EBIT to Interest (avg)
-0.76
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.66
Tax Ratio
7.65%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
19.69%
ROE (avg)
2.24%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
7.68
EV to EBITDA
7.68
EV to Capital Employed
-2.53
EV to Sales
-2.68
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-14.72%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
PRE-TAX PROFIT(Q)

At JOD 0.14 MM has Grown at 233.93%

NET PROFIT(Q)

At JOD 0.14 MM has Grown at 131.71%

-5What is not working for the Company
INTEREST(9M)

At JOD 0.53 MM has Grown at 70.66%

RAW MATERIAL COST(Y)

Grown by 16.01% (YoY

Here's what is working for United Financial Investments Plc

Pre-Tax Profit
At JOD 0.14 MM has Grown at 233.93%
over average net sales of the previous four periods of JOD -0.1 MM
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JOD MM)

Net Profit
At JOD 0.14 MM has Grown at 131.71%
over average net sales of the previous four periods of JOD -0.43 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JOD MM)

Here's what is not working for United Financial Investments Plc

Interest
At JOD 0.53 MM has Grown at 70.66%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (JOD MM)

Raw Material Cost
Grown by 16.01% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales