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United Financial Investments Plc

  • Market Cap: Small Cap
  • Industry: Miscellaneous
  • ISIN: JO3109011010
  • AMM: UCFI
JOD
1.37
0.37 (37.0%)

Sep 22

AMM

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
United Financial Investments Plc
National Portfolio Securities Plc
Al-Amal Financial Investments Co.
International Brokerage & Financial Markets

Why is United Financial Investments Plc ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.24%
  • Poor long term growth as Net Sales has grown by an annual rate of 29.49% and Operating profit at 17.50%
  • The company has been able to generate a Return on Equity (avg) of 2.24% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of 29.49% and Operating profit at 17.50%
3
The company declared negative results in Jun'26 after flat results in Mar'26
  • NET PROFIT(Q) At JOD -1.2 MM has Fallen at -204.38%
  • OPERATING CASH FLOW(Y) Lowest at JOD -6.16 MM
  • INTEREST(HY) At JOD 0.41 MM has Grown at 30.22%
4
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -64.03%, its profits have risen by 62.7%
5
Underperformed the market in the last 1 year
  • Even though the market (Jordan General Index) has generated returns of 35.02% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -64.03% returns
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is United Financial Investments Plc for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
United Financial Investments Plc
-100.0%
0.18
151.66%
Jordan General Index
35.02%
3.61
9.69%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
29.49%
EBIT Growth (5y)
17.50%
EBIT to Interest (avg)
-0.76
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.63
Tax Ratio
87.09%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
8.45%
ROE (avg)
2.24%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
7.68
EV to EBITDA
7.68
EV to Capital Employed
-2.53
EV to Sales
-2.68
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-14.72%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
Bullish
Bullish
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company
NET PROFIT(HY)

Higher at JOD -1.06 MM

-20What is not working for the Company
NET PROFIT(Q)

At JOD -1.2 MM has Fallen at -204.38%

OPERATING CASH FLOW(Y)

Lowest at JOD -6.16 MM

INTEREST(HY)

At JOD 0.41 MM has Grown at 30.22%

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.15 times

PRE-TAX PROFIT(Q)

Lowest at JOD -1.16 MM

Here's what is not working for United Financial Investments Plc

Pre-Tax Profit
At JOD -1.16 MM has Fallen at -1,440.89%
over average net sales of the previous four periods of JOD -0.08 MM
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JOD MM)

Net Profit
At JOD -1.2 MM has Fallen at -204.38%
over average net sales of the previous four periods of JOD -0.39 MM
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (JOD MM)

Interest
At JOD 0.41 MM has Grown at 30.22%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (JOD MM)

Operating Cash Flow
Lowest at JOD -6.16 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (JOD MM)

Pre-Tax Profit
Lowest at JOD -1.16 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JOD MM)

Debtors Turnover Ratio
Lowest at 0.15 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

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