United Financial Investments Plc (UCFI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

United Financial Investments Plc

Al-Amal Financial Investments Co.

National Portfolio Securities Plc

Why is United Financial Investments Plc ?

The company has declared Negative results for the last 3 consecutive quarters

NET SALES(HY) At JOD 1 MM has Grown at -47.98%
NET PROFIT(HY) At JOD -3.38 MM has Grown at -888.26%
ROCE(HY) Lowest at -123.91%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -55.19%, its profits have fallen by -232.7%

Below par performance in long term as well as near term

Along with generating -55.19% returns in the last 1 year, the stock has also underperformed Jordan General Index in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous Commercial Services)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is United Financial Investments Plc for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

United Financial Investments Plc

-55.19%

0.04

242.65%

Jordan General Index

38.69%

4.01

9.66%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

24.24%

EBIT Growth (5y)

-215.44%

EBIT to Interest (avg)

-0.76

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.68

Tax Ratio

7.65%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

19.69%

ROE (avg)

2.24%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

EV to EBIT

4.59

EV to EBITDA

4.87

EV to Capital Employed

10.11

EV to Sales

-5.37

PEG Ratio

Dividend Yield

ROCE (Latest)

220.32%

ROE (Latest)

-28.45%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

OPERATING CASH FLOW(Y)

Highest at JOD 0.24 MM

PRE-TAX PROFIT(Q)

At JOD 0.03 MM has Grown at 103.29%

NET PROFIT(Q)

At JOD 0.01 MM has Grown at 100.61%

-21What is not working for the Company

NET SALES(HY)

At JOD 1 MM has Grown at -47.98%

NET PROFIT(HY)

At JOD -3.38 MM has Grown at -888.26%

ROCE(HY)

Lowest at -123.91%

RAW MATERIAL COST(Y)

Grown by 18.6% (YoY

DEBT-EQUITY RATIO (HY)

Highest at 798.98 %

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.15%

Here's what is working for United Financial Investments Plc

Operating Cash Flow

Highest at JOD 0.24 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (JOD MM)

Pre-Tax Profit

At JOD 0.03 MM has Grown at 103.29%

over average net sales of the previous four periods of JOD -0.95 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JOD MM)

Net Profit

At JOD 0.01 MM has Grown at 100.61%

over average net sales of the previous four periods of JOD -1.05 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JOD MM)

Here's what is not working for United Financial Investments Plc

Net Sales

At JOD 1 MM has Grown at -47.98%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very negative

Net Sales (JOD MM)

Debt-Equity Ratio

Highest at 798.98 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Debtors Turnover Ratio

Lowest at 0.15%

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Raw Material Cost

Grown by 18.6% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales