Why is United Financial Investments Plc ?
1
The company has declared Negative results for the last 3 consecutive quarters
- NET SALES(HY) At JOD 1 MM has Grown at -47.98%
- NET PROFIT(HY) At JOD -3.38 MM has Grown at -888.26%
- ROCE(HY) Lowest at -123.91%
2
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 0.89%, its profits have fallen by -232.7%
3
Underperformed the market in the last 1 year
- The stock has generated a return of 0.89% in the last 1 year, much lower than market (Jordan General Index) returns of 41.30%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous Commercial Services)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is United Financial Investments Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
United Financial Investments Plc
-2.68%
0.03
162.62%
Jordan General Index
41.13%
4.48
9.22%
Quality key factors
Factor
Value
Sales Growth (5y)
24.24%
EBIT Growth (5y)
-215.44%
EBIT to Interest (avg)
-0.76
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.68
Tax Ratio
7.65%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
19.69%
ROE (avg)
2.24%
Valuation Key Factors 
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
4.59
EV to EBITDA
4.87
EV to Capital Employed
10.11
EV to Sales
-5.37
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
220.32%
ROE (Latest)
-28.45%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Movement
5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at JOD 0.24 MM
PRE-TAX PROFIT(Q)
At JOD 0.03 MM has Grown at 103.29%
NET PROFIT(Q)
At JOD 0.01 MM has Grown at 100.61%
-21What is not working for the Company
NET SALES(HY)
At JOD 1 MM has Grown at -47.98%
NET PROFIT(HY)
At JOD -3.38 MM has Grown at -888.26%
ROCE(HY)
Lowest at -123.91%
RAW MATERIAL COST(Y)
Grown by 18.6% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at 798.98 %
DEBTORS TURNOVER RATIO(HY)
Lowest at 0.15%
Here's what is working for United Financial Investments Plc
Operating Cash Flow
Highest at JOD 0.24 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (JOD MM)
Pre-Tax Profit
At JOD 0.03 MM has Grown at 103.29%
over average net sales of the previous four periods of JOD -0.95 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JOD MM)
Net Profit
At JOD 0.01 MM has Grown at 100.61%
over average net sales of the previous four periods of JOD -1.05 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JOD MM)
Here's what is not working for United Financial Investments Plc
Net Sales
At JOD 1 MM has Grown at -47.98%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (JOD MM)
Debt-Equity Ratio
Highest at 798.98 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Debtors Turnover Ratio
Lowest at 0.15%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Raw Material Cost
Grown by 18.6% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






