ScoreWhy is UnitedHealth Group, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.91%
2
The company declared very positive results in Mar'25 after flat results in Dec'24
- NET PROFIT(HY) At USD 9,698 MM has Grown at 245.49%
- DIVIDEND PER SHARE(HY) Highest at USD 0
- DIVIDEND PAYOUT RATIO(Y) Highest at 59.05%
3
With ROE of 24.13%, it has a fair valuation with a 2.89 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -36.89%, its profits have risen by 42% ; the PEG ratio of the company is 0.3
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -36.89% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to UnitedHealth Group, Inc. should be less than 10%
- Overall Portfolio exposure to Healthcare Services should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Healthcare Services)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is UnitedHealth Group, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
UnitedHealth Group, Inc.
6.59%
-0.67
47.87%
S&P 500
16.06%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.72%
EBIT Growth (5y)
-405.01%
EBIT to Interest (avg)
-0.49
Debt to EBITDA (avg)
17.72
Net Debt to Equity (avg)
0.86
Sales to Capital Employed (avg)
2.40
Tax Ratio
18.59%
Dividend Payout Ratio
65.97%
Pledged Shares
0
Institutional Holding
86.64%
ROCE (avg)
0
ROE (avg)
23.91%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
2.50
EV to EBIT
NA
EV to EBITDA
65.68
EV to Capital Employed
1.97
EV to Sales
0.64
PEG Ratio
NA
Dividend Yield
3.46%
ROCE (Latest)
ROE (Latest)
13.61%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 45.45 %
PRE-TAX PROFIT(Q)
At USD 6,968 MM has Grown at 70.7%
NET PROFIT(Q)
At USD 5,484 MM has Grown at 61.01%
-2What is not working for the Company
NET PROFIT(9M)
At USD 11,774 MM has Grown at -22.75%
Here's what is working for UnitedHealth Group, Inc.
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Pre-Tax Profit
At USD 6,968 MM has Grown at 70.7%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 5,484 MM has Grown at 61.01%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Debt-Equity Ratio
Lowest at 45.45 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
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