ScoreWhy is Universal Insurance Holdings, Inc. ?
1
With a growth in Operating Profit of NAN%, the company declared Very Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 274.27 MM
- NET PROFIT(HY) Higher at USD 76.53 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
2
With ROE of 15.79%, it has a fair valuation with a 2.86 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 52.30%, its profits have fallen by -12.6%
3
Consistent Returns over the last 3 years
- Along with generating 52.30% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Universal Insurance Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Universal Insurance Holdings, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Universal Insurance Holdings, Inc.
56.33%
2.17
33.44%
S&P 500
13.68%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.75%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
27.95%
Dividend Payout Ratio
31.80%
Pledged Shares
0
Institutional Holding
80.57%
ROCE (avg)
0
ROE (avg)
9.05%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
3.04
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
-27.80
EV to Sales
0.62
PEG Ratio
0.18
Dividend Yield
1.45%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
24.72%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend23What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 254.07 MM
PRE-TAX PROFIT(Q)
At USD 52.78 MM has Grown at 391.22%
NET PROFIT(Q)
At USD 39.83 MM has Grown at 346.43%
ROCE(HY)
Highest at 27.34%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at USD 400.98 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Universal Insurance Holdings, Inc.
Pre-Tax Profit
At USD 52.78 MM has Grown at 391.22%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 39.83 MM has Grown at 346.43%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 254.07 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 400.98 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
