U.S. Bancorp (USB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

U.S. Bancorp

Bank of America Corp.

Capital One Financial Corp.

JPMorgan Chase & Co.

Citigroup, Inc.

Credicorp Ltd.

Regions Financial Corp.

Wells Fargo & Co.

The PNC Financial Services Group, Inc.

Huntington Bancshares, Inc.

Citizens Financial Group, Inc. (Rhode Island)

Why is U.S. Bancorp ?

Positive results in Jun 25

ROCE(HY) Highest at 1%
DIVIDEND PER SHARE(HY) Highest at USD 0
OPERATING PROFIT MARGIN(Q) Highest at 35.43 %

With ROA of 0.85%, it has a fair valuation with a 1.64 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 4.40%, its profits have risen by 15.5% ; the PEG ratio of the company is 1

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to U.S. Bancorp should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is U.S. Bancorp for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

U.S. Bancorp

43.33%

1.38

27.77%

S&P 500

32.23%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.85%

EBIT Growth (5y)

12.33%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

44.18%

Pledged Shares

Institutional Holding

84.71%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.72

EV to EBIT

14.72

EV to EBITDA

13.61

EV to Capital Employed

1.50

EV to Sales

4.55

PEG Ratio

0.81

Dividend Yield

282.62%

ROCE (Latest)

10.22%

ROE (Latest)

11.56%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

ROCE(HY)

Highest at 1.1%

DIVIDEND PER SHARE(HY)

Highest at USD 0

PRE-TAX PROFIT(Q)

Highest at USD 2,533 MM

NET PROFIT(Q)

Highest at USD 2,045 MM

NII(Q)

Highest at USD 4,284 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 74.94%

EPS(Q)

Highest at USD 1.26

-7What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 5,134 MM

ROCE(HY)

Lowest at 1.1%

GROSS NPA (%)

DIVIDEND PAYOUT RATIO(Y)

Lowest at 41.18%

Here's what is working for U.S. Bancorp

Pre-Tax Profit

Highest at USD 2,533 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 2,045 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

NII

Highest at USD 4,284 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

EPS

Highest at USD 1.26

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Credit Deposit Ratio

Highest at 74.94%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for U.S. Bancorp

Non Performing Loans (%)

Highest at 0.61%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Operating Cash Flow

Lowest at USD 5,134 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Dividend Payout Ratio

Lowest at 41.18%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)