U.S. Bancorp (USB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

U.S. Bancorp

Huntington Bancshares, Inc.

Bank of America Corp.

Wells Fargo & Co.

Regions Financial Corp.

Credicorp Ltd.

Capital One Financial Corp.

Citigroup, Inc.

The PNC Financial Services Group, Inc.

Citizens Financial Group, Inc. (Rhode Island)

JPMorgan Chase & Co.

Why is U.S. Bancorp ?

Positive results in Jun 25

ROCE(HY) Highest at 1%
DIVIDEND PER SHARE(HY) Highest at USD 0
OPERATING PROFIT MARGIN(Q) Highest at 35.43 %

With ROA of 0.85%, it has a fair valuation with a 1.64 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -2.25%, its profits have risen by 15.5% ; the PEG ratio of the company is 1

Below par performance in long term as well as near term

Along with generating -2.25% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to U.S. Bancorp should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is U.S. Bancorp for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

U.S. Bancorp

-1.23%

1.14

27.55%

S&P 500

13.22%

0.64

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

13.50%

EBIT Growth (5y)

6.38%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

52.31%

Pledged Shares

Institutional Holding

81.99%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.64

EV to EBIT

15.76

EV to EBITDA

14.03

EV to Capital Employed

1.49

EV to Sales

3.74

PEG Ratio

0.96

Dividend Yield

314.42%

ROCE (Latest)

9.43%

ROE (Latest)

11.06%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

ROCE(HY)

Highest at 1%

DIVIDEND PER SHARE(HY)

Highest at USD 0

OPERATING PROFIT MARGIN(Q)

Highest at 35.43 %

PRE-TAX PROFIT(Q)

Highest at USD 2,293 MM

GROSS NPA (%)

CREDIT DEPOSIT RATIO(HY)

Highest at 73.3%

OPERATING PROFIT(Q)

Highest at USD 2,694 MM

NET PROFIT(Q)

Highest at USD 1,803 MM

EPS(Q)

Highest at USD 1.11

-5What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 7,484 MM

ROCE(HY)

Lowest at 1%

Here's what is working for U.S. Bancorp

Operating Profit Margin

Highest at 35.43 % and Grown

In each period in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 2,293 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Non Performing Loans (%)

Lowest at 0.43%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Operating Profit

Highest at USD 2,694 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Net Profit

Highest at USD 1,803 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.11

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Credit Deposit Ratio

Highest at 73.3%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for U.S. Bancorp

Operating Cash Flow

Lowest at USD 7,484 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)