ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is U.S. Bancorp ?
1
Positive results in Jun 25
- ROCE(HY) Highest at 1%
- DIVIDEND PER SHARE(HY) Highest at USD 0
- OPERATING PROFIT MARGIN(Q) Highest at 35.43 %
2
With ROA of 0.85%, it has a fair valuation with a 1.64 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 4.40%, its profits have risen by 15.5% ; the PEG ratio of the company is 1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to U.S. Bancorp should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is U.S. Bancorp for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
U.S. Bancorp
24.85%
1.38
27.77%
S&P 500
22.99%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.85%
EBIT Growth (5y)
11.76%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
44.18%
Pledged Shares
0
Institutional Holding
86.37%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.71
EV to EBIT
14.33
EV to EBITDA
13.10
EV to Capital Employed
1.53
EV to Sales
4.32
PEG Ratio
0.81
Dividend Yield
284.34%
ROCE (Latest)
10.70%
ROE (Latest)
11.54%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
GROSS NPA (%)
(Q
ROCE(HY)
Highest at 1.13%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 75.69%
-5What is not working for the Company
ROCE(HY)
Lowest at 1.13%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 43.92%
OPERATING PROFIT(Q)
Lowest at USD 2,454 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 31.31 %
Here's what is working for U.S. Bancorp
Non Performing Loans (%)
Lowest at 0.37% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 75.69%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for U.S. Bancorp
Operating Profit
Lowest at USD 2,454 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 31.31 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Dividend Payout Ratio
Lowest at 43.92%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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