ScoreWhy is Usha Financial Services Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.32%
- NET SALES(Q) Highest at Rs 19.18 cr
- PBDIT(Q) Highest at Rs 15.65 cr.
- PBT LESS OI(Q) Highest at Rs 9.21 cr.
2
With ROE of 6.2, it has a Very Attractive valuation with a 0.6 Price to Book Value
- Over the past year, while the stock has generated a return of -100.00%, its profits have risen by 4%
3
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -0.81% over the previous quarter and collectively hold 3.31% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Usha Financial should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Usha Financial for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Usha Financial
-37.5%
-0.62
60.32%
Sensex
10.19%
0.89
11.44%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
0
Price to Book Value
0.60
EV to EBIT
16.85
EV to EBITDA
16.33
EV to Capital Employed
0.78
EV to Sales
4.87
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
4.60%
ROE (Latest)
6.17%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NET SALES(Q)
Highest at Rs 19.18 cr
PBDIT(Q)
Highest at Rs 15.65 cr.
PBT LESS OI(Q)
Highest at Rs 9.21 cr.
PAT(Q)
Highest at Rs 6.59 cr.
EPS(Q)
Highest at Rs 1.52
-2What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Usha Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 9.21 cr has Grown at 54.0% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 5.98 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 6.59 cr has Grown at 45.9% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 4.52 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 19.18 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 15.65 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 9.21 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 6.59 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.52
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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