ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Valley National Bancorp ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.35%
2
The company has declared Positive results for the last 4 consecutive quarters
- NII(Q) Highest at USD 471.52 MM
- ROCE(HY) Highest at 1.04%
- PRE-TAX PROFIT(Q) At USD 209.18 MM has Grown at 50.36%
3
With ROA of 0.70%, it has a very attractive valuation with a 0.85 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 57.83%, its profits have risen by 57.4% ; the PEG ratio of the company is 0.2
4
High Institutional Holdings at 80.42%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.89% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 57.83% in the last 1 year, much higher than market (S&P 500) returns of 22.99%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Valley National Bancorp should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Valley National Bancorp for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Valley National Bancorp
57.83%
3.82
28.72%
S&P 500
22.99%
1.78
12.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.49%
EBIT Growth (5y)
7.56%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
43.60%
Pledged Shares
0
Institutional Holding
80.42%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.85
EV to EBIT
10.53
EV to EBITDA
9.56
EV to Capital Employed
0.86
EV to Sales
2.20
PEG Ratio
0.19
Dividend Yield
NA
ROCE (Latest)
8.15%
ROE (Latest)
7.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
NII(Q)
Highest at USD 471.52 MM
ROCE(HY)
Highest at 1.04%
PRE-TAX PROFIT(Q)
At USD 209.18 MM has Grown at 50.36%
NET PROFIT(Q)
At USD 163.91 MM has Grown at 54.55%
-5What is not working for the Company
ROCE(HY)
Lowest at 1.04%
CREDIT DEPOSIT RATIO(HY)
Lowest at 96.16%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 39.26%
Here's what is working for Valley National Bancorp
NII
Highest at USD 471.52 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Pre-Tax Profit
At USD 209.18 MM has Grown at 50.36%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 163.91 MM has Grown at 54.55%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Here's what is not working for Valley National Bancorp
Credit Deposit Ratio
Lowest at 96.16% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 39.26%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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