ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Valley National Bancorp ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.35%
2
The company has declared Positive results for the last 5 consecutive quarters
- NII(Q) Highest at USD 487.02 MM
- OPERATING CASH FLOW(Y) Highest at USD 411.43 MM
- ROCE(HY) Highest at 1.08%
3
With ROA of 0.70%, it has a very attractive valuation with a 0.85 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 52.21%, its profits have risen by 57.4% ; the PEG ratio of the company is 0.2
4
High Institutional Holdings at 89.88%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 9.46% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 52.21% in the last 1 year, much higher than market (S&P 500) returns of 16.26%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Valley National Bancorp should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Valley National Bancorp for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Valley National Bancorp
52.21%
4.11
28.05%
S&P 500
16.26%
1.25
12.97%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.49%
EBIT Growth (5y)
7.56%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
43.60%
Pledged Shares
0
Institutional Holding
80.42%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.85
EV to EBIT
10.53
EV to EBITDA
9.56
EV to Capital Employed
0.86
EV to Sales
2.20
PEG Ratio
0.19
Dividend Yield
NA
ROCE (Latest)
8.15%
ROE (Latest)
7.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 487.02 MM
OPERATING CASH FLOW(Y)
Highest at USD 411.43 MM
ROCE(HY)
Highest at 1.08%
NET PROFIT(9M)
Higher at USD 530.2 MM
NET SALES(Q)
Highest at USD 829.38 MM
-5What is not working for the Company
ROCE(HY)
Lowest at 1.08%
GROSS NPA (%)
(Q
DIVIDEND PAYOUT RATIO(Y)
Lowest at 37.93%
Here's what is working for Valley National Bancorp
NII
Highest at USD 487.02 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Profit
At USD 530.2 MM has Grown at 49.26%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 411.43 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 829.38 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Profit
Higher at USD 530.2 MM
than preceding 12 month period ended Jun 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Here's what is not working for Valley National Bancorp
Non Performing Loans (%)
Highest at 0.88%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Dividend Payout Ratio
Lowest at 37.93%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Capital Adequacy Ratio
Lowest at 11.37%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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