ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is VCREDIT Holdings Ltd. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.08%
2
The company declared positive results in Dec'24 after negative results in Jun'24
- RAW MATERIAL COST(Y) Fallen by 0.86% (YoY)
- CASH AND EQV(HY) Highest at HKD 2,543.87 MM
- NET SALES(Q) Highest at HKD 2,787.87 MM
3
With ROE of 20.92%, it has a Attractive valuation with a 0.34 Price to Book Value
- Over the past year, while the stock has generated a return of -66.74%, its profits have risen by 2.8% ; the PEG ratio of the company is 0.6
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to VCREDIT Holdings Ltd. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is VCREDIT Holdings Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
VCREDIT Holdings Ltd.
-100.0%
-0.96
38.89%
Hang Seng Hong Kong
8.25%
0.41
19.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
0.29%
EBIT Growth (5y)
40.15%
EBIT to Interest (avg)
2.23
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.77%
Dividend Payout Ratio
18.83%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
60.30%
ROE (avg)
14.08%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
2
Industry P/E
Price to Book Value
0.34
EV to EBIT
-0.80
EV to EBITDA
-0.75
EV to Capital Employed
-0.34
EV to Sales
-0.18
PEG Ratio
0.58
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
20.92%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0.86% (YoY
CASH AND EQV(HY)
Highest at HKD 2,543.87 MM
NET SALES(Q)
Highest at HKD 2,787.87 MM
PRE-TAX PROFIT(Q)
At HKD 300.89 MM has Grown at 79.26%
NET PROFIT(Q)
At HKD 232.57 MM has Grown at 77.78%
-1What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 108.63 %
Here's what is working for VCREDIT Holdings Ltd.
Net Sales
Highest at HKD 2,787.87 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (HKD MM)
Pre-Tax Profit
At HKD 300.89 MM has Grown at 79.26%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (HKD MM)
Net Profit
At HKD 232.57 MM has Grown at 77.78%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (HKD MM)
Cash and Eqv
Highest at HKD 2,543.87 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by 0.86% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at HKD 34.91 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (HKD MM)
Here's what is not working for VCREDIT Holdings Ltd.
Debt-Equity Ratio
Highest at 108.63 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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