ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is VCREDIT Holdings Ltd. ?
1
With ROE of -2.24%, it has a Attractive valuation with a 0.10 Price to Book Value
- Over the past year, while the stock has generated a return of -63.86%, its profits have fallen by -218.9%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to VCREDIT Holdings Ltd. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is VCREDIT Holdings Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
VCREDIT Holdings Ltd.
-64.12%
-0.82
59.43%
Hang Seng Hong Kong
-5.07%
-0.26
18.70%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.54%
EBIT Growth (5y)
-0.99%
EBIT to Interest (avg)
1.44
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.05%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
45.51%
ROE (avg)
14.08%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.10
EV to EBIT
4.33
EV to EBITDA
5.09
EV to Capital Employed
-0.92
EV to Sales
-0.38
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-2.24%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at HKD 6,211.5 MM
NET PROFIT(HY)
Higher at HKD 14.89 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -38.85 %
-8What is not working for the Company
ROCE(HY)
Lowest at -17.09%
RAW MATERIAL COST(Y)
Grown by 11.33% (YoY
NET SALES(Q)
Lowest at HKD 1,233.66 MM
PRE-TAX PROFIT(Q)
Fallen at -90.53%
NET PROFIT(Q)
Fallen at -93.6%
Here's what is working for VCREDIT Holdings Ltd.
Operating Cash Flow
Highest at HKD 6,211.5 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Debt-Equity Ratio
Lowest at -38.85 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for VCREDIT Holdings Ltd.
Net Sales
At HKD 1,233.66 MM has Fallen at -55.75%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (HKD MM)
Net Sales
Lowest at HKD 1,233.66 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (HKD MM)
Pre-Tax Profit
Fallen at -90.53%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (HKD MM)
Net Profit
Fallen at -93.6%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (HKD MM)
Raw Material Cost
Grown by 11.33% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
Non Operating Income
Highest at HKD 1.95 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
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