VCREDIT Holdings Ltd. (2003) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

VCREDIT Holdings Ltd.

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Why is VCREDIT Holdings Ltd. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.08%

The company declared positive results in Dec'24 after negative results in Jun'24

INTEREST COVERAGE RATIO(Q) Highest at 443.21
NET PROFIT(Q) At HKD 388.78 MM has Grown at 137.07%
RAW MATERIAL COST(Y) Fallen by -1.89% (YoY)

With ROE of 20.92%, it has a Attractive valuation with a 0.34 Price to Book Value

Over the past year, while the stock has generated a return of 31.31%, its profits have risen by 2.8% ; the PEG ratio of the company is 0.6

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to VCREDIT Holdings Ltd. should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is VCREDIT Holdings Ltd. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

VCREDIT Holdings Ltd.

31.31%

0.21

56.21%

Hang Seng Hong Kong

27.36%

1.03

25.88%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

0.29%

EBIT Growth (5y)

40.15%

EBIT to Interest (avg)

2.23

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

23.77%

Dividend Payout Ratio

18.83%

Pledged Shares

Institutional Holding

ROCE (avg)

60.30%

ROE (avg)

14.08%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.34

EV to EBIT

-0.80

EV to EBITDA

-0.75

EV to Capital Employed

-0.34

EV to Sales

-0.18

PEG Ratio

0.58

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

20.92%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Bearish

No Trend

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for VCREDIT Holdings Ltd.

Interest Coverage Ratio

Highest at 443.21

in the last five periods

MOJO Watch

The company's ability to manage interest payments is improving

Operating Profit to Interest

Pre-Tax Profit

At HKD 523.45 MM has Grown at 125%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (HKD MM)

Net Profit

At HKD 388.78 MM has Grown at 137.07%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (HKD MM)

Pre-Tax Profit

Highest at HKD 523.45 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (HKD MM)

Net Profit

Highest at HKD 388.78 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (HKD MM)

EPS

Highest at HKD 0.79

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (HKD)

Cash and Eqv

Highest at HKD 2,477.48 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at HKD 2.55

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (HKD)

Raw Material Cost

Fallen by -1.89% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at HKD 34.49 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (HKD MM)

Depreciation

At HKD 34.49 MM has Grown at 6.33%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (HKD MM)

Here's what is not working for VCREDIT Holdings Ltd.

Debtors Turnover Ratio

Lowest at 2.55%

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio