Veritex Holdings, Inc. (VBTX) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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1st Source Corp.

National Bank Holdings Corp.

First Bancorp (North Carolina)

S&T Bancorp, Inc.

Veritex Holdings, Inc.

Lakeland Financial Corp. (Indiana)

TriCo Bancshares

Westamerica Bancorporation

Why is Veritex Holdings, Inc. ?

High Profitability with a Net Interest Margin of 6.22%

Flat results in Jun 25

OPERATING CASH FLOW(Y) Lowest at USD 121.8 MM

With ROA of 0.56%, it has a fair valuation with a 0.93 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 12.07%, its profits have risen by 19.3% ; the PEG ratio of the company is 0.7

High Institutional Holdings at 100%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Veritex Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Veritex Holdings, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Veritex Holdings, Inc.

12.07%

1.43

37.21%

S&P 500

13.22%

0.93

19.92%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.60%

EBIT Growth (5y)

5.61%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

41.00%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.93

EV to EBIT

5.75

EV to EBITDA

4.79

EV to Capital Employed

0.85

EV to Sales

0.93

PEG Ratio

0.71

Dividend Yield

143.53%

ROCE (Latest)

14.81%

ROE (Latest)

6.87%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

NET PROFIT(9M)

At USD 84.86 MM has Grown at 54.69%

OPERATING PROFIT MARGIN(Q)

Highest at 22.51 %

CASH AND EQV(HY)

Highest at USD 147.79 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

OPERATING PROFIT(Q)

Highest at USD 39.42 MM

PRE-TAX PROFIT(Q)

Highest at USD 39.42 MM

-3What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 121.8 MM

Here's what is working for Veritex Holdings, Inc.

Operating Profit Margin

Highest at 22.51 % and Grown

In each period in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Net Profit

At USD 84.86 MM has Grown at 54.69%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Operating Profit

Highest at USD 39.42 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit

Highest at USD 39.42 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Cash and Eqv

Highest at USD 147.79 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Veritex Holdings, Inc.

Operating Cash Flow

Lowest at USD 121.8 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)