Washington Trust Bancorp, Inc. (WASH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Washington Trust Bancorp, Inc.

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Why is Washington Trust Bancorp, Inc. ?

With a growth in Interest of NAN%, the company declared Outstanding results in Dec 25

OPERATING CASH FLOW(Y) Highest at USD 62.51 MM
NII(Q) Highest at USD 40.75 MM
ROCE(HY) Highest at 0.77%

With ROA of -0.17%, it has a risky valuation with a 0.98 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 12.59%, its profits have fallen by -142.3%
At the current price, the company has a high dividend yield of 191.2

High Institutional Holdings at 79.66%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Washington Trust Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Washington Trust Bancorp, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Washington Trust Bancorp, Inc.

12.59%

0.95

32.29%

S&P 500

20.78%

1.08

19.33%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

13.36%

EBIT Growth (5y)

-5.95%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

82.66%

Pledged Shares

Institutional Holding

79.66%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.98

EV to EBIT

-32.54

EV to EBITDA

-36.85

EV to Capital Employed

0.99

EV to Sales

3.84

PEG Ratio

Dividend Yield

191.25%

ROCE (Latest)

-3.04%

ROE (Latest)

-3.67%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

27What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 62.51 MM

NII(Q)

Highest at USD 40.75 MM

ROCE(HY)

Highest at 0.77%

PRE-TAX PROFIT(Q)

At USD 20.67 MM has Grown at 125.76%

NET PROFIT(Q)

At USD 15.97 MM has Grown at 126.28%

GROSS NPA (%)

OPERATING PROFIT(Q)

Highest at USD 20.67 MM

OPERATING PROFIT MARGIN(Q)

Highest at 26.22 %

EPS(Q)

Highest at USD 0.83

-5What is not working for the Company

ROCE(HY)

Lowest at 0.77%

CASH AND EQV(HY)

Lowest at USD 65.08 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 97.43%

NET SALES(Q)

Lowest at USD 78.84 MM

Here's what is working for Washington Trust Bancorp, Inc.

NII

Highest at USD 40.75 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Cash Flow

Highest at USD 62.51 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Pre-Tax Profit

At USD 20.67 MM has Grown at 125.76%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 15.97 MM has Grown at 126.28%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Non Performing Loans (%)

Lowest at 0.25%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Operating Profit

Highest at USD 20.67 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 26.22 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

EPS

Highest at USD 0.83

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Washington Trust Bancorp, Inc.

Net Sales

Lowest at USD 78.84 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Cash and Eqv

Lowest at USD 65.08 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Credit Deposit Ratio

Lowest at 97.43%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)