Washington Trust Bancorp, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US9406101082
USD
29.38
0.56 (1.94%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Business First Bancshares, Inc.
Hanmi Financial Corp.
MetroCity Bankshares, Inc.
CrossFirst Bankshares, Inc.
Cantaloupe, Inc.
Peapack-Gladstone Financial Corp.
South Plains Financial, Inc. (Texas)
Washington Trust Bancorp, Inc.
Midland States Bancorp, Inc.
Cambridge Bancorp
Horizon Bancorp, Inc. (Indiana)
Why is Washington Trust Bancorp, Inc. ?
1
  • OPERATING CASH FLOW(Y) Highest at USD 65.11 MM
  • NII(Q) Highest at USD 37.19 MM
  • NET PROFIT(HY) Higher at USD 30.43 MM
2
Risky - Negative EBITDA
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -24.17%, its profits have fallen by -147.2%
  • At the current price, the company has a high dividend yield of 535.9
3
High Institutional Holdings at 80.58%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Below par performance in long term as well as near term
  • Along with generating -24.17% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report
Verdict Report
How much should you hold?
  1. Overall Portfolio exposure to Washington Trust Bancorp, Inc. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Washington Trust Bancorp, Inc. for you?

Medium Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Washington Trust Bancorp, Inc.
-19.44%
0.44
31.38%
S&P 500
13.22%
0.61
20.17%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
11.92%
EBIT Growth (5y)
-185.23%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
80.58%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.03
EV to EBIT
-28.25
EV to EBITDA
-31.76
EV to Capital Employed
1.01
EV to Sales
3.55
PEG Ratio
NA
Dividend Yield
535.90%
ROCE (Latest)
-3.58%
ROE (Latest)
-4.18%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 65.11 MM

NII(Q)

Highest at USD 37.19 MM

NET PROFIT(HY)

Higher at USD 30.43 MM

OPERATING PROFIT(Q)

Highest at USD 17.13 MM

OPERATING PROFIT MARGIN(Q)

Highest at 21.73 %

EPS(Q)

Highest at USD 0.68

-6What is not working for the Company
NET PROFIT(9M)

At USD -30.35 MM has Grown at -187.56%

CASH AND EQV(HY)

Lowest at USD 77.39 MM

NET SALES(Q)

Lowest at USD 78.85 MM

Here's what is working for Washington Trust Bancorp, Inc.
NII
Highest at USD 37.19 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Operating Cash Flow
Highest at USD 65.11 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Profit
Higher at USD 30.43 MM
than preceding 12 month period ended Jun 2025
MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Operating Profit
Highest at USD 17.13 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin
Highest at 21.73 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

EPS
Highest at USD 0.68
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Washington Trust Bancorp, Inc.
Net Sales
Lowest at USD 78.85 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (USD MM)

Cash and Eqv
Lowest at USD 77.39 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents