Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Washington Trust Bancorp, Inc. ?
1
- OPERATING CASH FLOW(Y) Highest at USD 65.11 MM
- NII(Q) Highest at USD 37.19 MM
- NET PROFIT(HY) Higher at USD 30.43 MM
2
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -24.17%, its profits have fallen by -147.2%
- At the current price, the company has a high dividend yield of 535.9
3
High Institutional Holdings at 80.58%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Below par performance in long term as well as near term
- Along with generating -24.17% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
How much should you hold?
- Overall Portfolio exposure to Washington Trust Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Washington Trust Bancorp, Inc. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Washington Trust Bancorp, Inc.
-19.44%
0.44
31.38%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
11.92%
EBIT Growth (5y)
-185.23%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
80.58%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.03
EV to EBIT
-28.25
EV to EBITDA
-31.76
EV to Capital Employed
1.01
EV to Sales
3.55
PEG Ratio
NA
Dividend Yield
535.90%
ROCE (Latest)
-3.58%
ROE (Latest)
-4.18%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Movement
11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 65.11 MM
NII(Q)
Highest at USD 37.19 MM
NET PROFIT(HY)
Higher at USD 30.43 MM
OPERATING PROFIT(Q)
Highest at USD 17.13 MM
OPERATING PROFIT MARGIN(Q)
Highest at 21.73 %
EPS(Q)
Highest at USD 0.68
-6What is not working for the Company
NET PROFIT(9M)
At USD -30.35 MM has Grown at -187.56%
CASH AND EQV(HY)
Lowest at USD 77.39 MM
NET SALES(Q)
Lowest at USD 78.85 MM
Here's what is working for Washington Trust Bancorp, Inc.
NII
Highest at USD 37.19 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 65.11 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
Higher at USD 30.43 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Operating Profit
Highest at USD 17.13 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 21.73 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
EPS
Highest at USD 0.68
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Washington Trust Bancorp, Inc.
Net Sales
Lowest at USD 78.85 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Cash and Eqv
Lowest at USD 77.39 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






