ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Webster Financial Corp. ?
1
Strong Long Term Fundamental Strength with a 25.32% CAGR growth in Net Profits
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 25.32%
3
Positive results in Jun 25
- NII(Q) Highest at USD 621.18 MM
- OPERATING CASH FLOW(Y) Highest at USD 1,260.96 MM
- PRE-TAX PROFIT(Q) Highest at USD 323.62 MM
4
With ROA of 0.63%, it has a fair valuation with a 1.00 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 7.10%, its profits have fallen by -7.4%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Webster Financial Corp. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Webster Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Webster Financial Corp.
-100.0%
1.55
36.30%
S&P 500
16.89%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
29.22%
EBIT Growth (5y)
18.17%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
36.60%
Pledged Shares
0
Institutional Holding
92.91%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.00
EV to EBIT
9.03
EV to EBITDA
8.41
EV to Capital Employed
1.00
EV to Sales
2.20
PEG Ratio
NA
Dividend Yield
151.44%
ROCE (Latest)
11.06%
ROE (Latest)
8.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
NII(Q)
Highest at USD 621.18 MM
OPERATING CASH FLOW(Y)
Highest at USD 1,260.96 MM
PRE-TAX PROFIT(Q)
Highest at USD 323.62 MM
CASH AND EQV(HY)
Highest at USD 846.47 MM
OPERATING PROFIT(Q)
Highest at USD 323.62 MM
OPERATING PROFIT MARGIN(Q)
Highest at 32.34 %
NET PROFIT(Q)
Highest at USD 255.86 MM
EPS(Q)
Highest at USD 1.51
-3What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 80.94%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 26.4%
Here's what is working for Webster Financial Corp.
NII
Highest at USD 621.18 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Pre-Tax Profit
Highest at USD 323.62 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Operating Cash Flow
Highest at USD 1,260.96 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 323.62 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 32.34 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Profit
Highest at USD 255.86 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.51
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 846.47 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Webster Financial Corp.
Credit Deposit Ratio
Lowest at 80.94% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 26.4%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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