down arrow

Weihai City Commercial Bank Co., Ltd.

  • Market Cap: N/A
  • Industry: Regional Banks
  • ISIN: CNE100004280
  • HKG: 9677
HKD
3.02
0.01 (0.33%)

Sep 23

HKG

 View all stocks in this country
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Dah Sing Financial Holdings Ltd.
Bank of Jiujiang Co., Ltd.
Dah Sing Banking Group Ltd.
Weihai City Commercial Bank Co., Ltd.
Bank of Qingdao Co., Ltd.
Bank of Guizhou Co. Ltd.
Dongguan Rural Commercial Bank Co., Ltd.
Chongqing Rural Commercial Bank Co., Ltd.
Bank of Tianjin Co. Ltd.
Guangzhou Rural Commercial Bank Co. Ltd.
China Minsheng Banking Corp., Ltd.

Why is Weihai City Commercial Bank Co., Ltd. ?

1
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.46%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.05% signifying inadequate buffers against its risk based assets
2
The company has declared Positive results for the last 3 consecutive quarters
  • GROSS NPA (%)(Q) Lowest at 1.15%
  • NII(Q) Highest at HKD 5,220.48 MM
  • ROCE(HY) Highest at 0.48%
3
With ROA of 0.83%, it has a Expensive valuation with a 0.10 Price to Book Value
  • Over the past year, while the stock has generated a return of 2.73%, its profits have risen by 13% ; the PEG ratio of the company is 0
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Weihai City Commercial Bank Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Weihai City Commercial Bank Co., Ltd. for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Weihai City Commercial Bank Co., Ltd.
3.07%
0.34
34.73%
Hang Seng Hong Kong
-4.77%
-0.26
18.70%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
4.08%
EBIT Growth (5y)
4.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
29.97%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
0
Industry P/E
Price to Book Value
0.10
EV to EBIT
28.79
EV to EBITDA
25.69
EV to Capital Employed
0.79
EV to Sales
5.53
PEG Ratio
0.04
Dividend Yield
NA
ROCE (Latest)
2.74%
ROE (Latest)
20.67%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company
GROSS NPA (%)

(Q

NII(Q)

Highest at HKD 5,220.48 MM

ROCE(HY)

Highest at 0.48%

CASH AND EQV(HY)

Highest at HKD 38,514.63 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 82.28%

NET SALES(Q)

Highest at HKD 10,212.12 MM

OPERATING PROFIT(Q)

Highest at HKD 2,008.52 MM

OPERATING PROFIT MARGIN(Q)

Highest at 19.67 %

PRE-TAX PROFIT(Q)

Highest at HKD 2,636.21 MM

NET PROFIT(Q)

Highest at HKD 2,070.96 MM

EPS(Q)

Highest at HKD 0.22

-2What is not working for the Company
ROCE(HY)

Lowest at 0.48%

Here's what is working for Weihai City Commercial Bank Co., Ltd.

Non Performing Loans (%)
Lowest at 1.15% and Fallen
In each half year in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII
Highest at HKD 5,220.48 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Net Sales
Highest at HKD 10,212.12 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (HKD MM)

Operating Profit
Highest at HKD 2,008.52 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (HKD MM)

Operating Profit Margin
Highest at 19.67 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at HKD 2,636.21 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (HKD MM)

Net Profit
Highest at HKD 2,070.96 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (HKD MM)

EPS
Highest at HKD 0.22
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (HKD)

Cash and Eqv
Highest at HKD 38,514.63 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Credit Deposit Ratio
Highest at 82.28%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Depreciation
Highest at HKD 239.91 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (HKD MM)

Footer loading