ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is West Bancorporation, Inc. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 3 consecutive quarters
- NII(Q) Highest at USD 21.42 MM
- OPERATING CASH FLOW(Y) Highest at USD 46.96 MM
- OPERATING PROFIT(Q) Highest at USD 10.34 MM
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to West Bancorporation, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is West Bancorporation, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
West Bancorporation, Inc.
6.72%
1.34
29.54%
S&P 500
16.49%
0.77
19.87%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.81%
EBIT Growth (5y)
-3.80%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
70.25%
Pledged Shares
0
Institutional Holding
48.61%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.37
EV to EBIT
18.15
EV to EBITDA
15.57
EV to Capital Employed
1.23
EV to Sales
2.46
PEG Ratio
0.72
Dividend Yield
NA
ROCE (Latest)
6.76%
ROE (Latest)
10.97%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NII(Q)
Highest at USD 21.42 MM
OPERATING CASH FLOW(Y)
Highest at USD 46.96 MM
OPERATING PROFIT(Q)
Highest at USD 10.34 MM
NET PROFIT(Q)
Highest at USD 7.98 MM
PRE-TAX PROFIT(Q)
Highest at USD 10.34 MM
EPS(Q)
Highest at USD 0.47
-2What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 87.45%
Here's what is working for West Bancorporation, Inc.
NII
Highest at USD 21.42 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit
Highest at USD 10.34 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Net Profit
Highest at USD 7.98 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 46.96 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Pre-Tax Profit
Highest at USD 10.34 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 10.34 MM has Grown at 62.08%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 7.98 MM has Grown at 53.68%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.47
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
CASA
Highest at 9.89%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for West Bancorporation, Inc.
Credit Deposit Ratio
Lowest at 87.45% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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