ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is West Bancorporation, Inc. ?
1
The company has declared Positive results for the last 3 consecutive quarters
- NII(Q) Highest at USD 24.21 MM
- ROCE(HY) Highest at 0.8%
- OPERATING PROFIT(Q) Highest at USD 13.54 MM
2
With ROA of 0.62%, it has a very expensive valuation with a 1.50 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 16.15%, its profits have risen by 35.4% ; the PEG ratio of the company is 0.4
3
High Institutional Holdings at 48.45%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to West Bancorporation, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is West Bancorporation, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
West Bancorporation, Inc.
16.74%
1.35
31.12%
S&P 500
13.68%
0.71
19.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.91%
EBIT Growth (5y)
-2.18%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.08%
Pledged Shares
0
Institutional Holding
48.45%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.50
EV to EBIT
10.81
EV to EBITDA
9.93
EV to Capital Employed
1.48
EV to Sales
2.14
PEG Ratio
0.36
Dividend Yield
NA
ROCE (Latest)
13.71%
ROE (Latest)
12.24%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NII(Q)
Highest at USD 24.21 MM
ROCE(HY)
Highest at 0.8%
OPERATING PROFIT(Q)
Highest at USD 13.54 MM
OPERATING PROFIT MARGIN(Q)
Highest at 27.53 %
-4What is not working for the Company
ROCE(HY)
Lowest at 0.8%
CREDIT DEPOSIT RATIO(HY)
Lowest at 86.47%
Here's what is working for West Bancorporation, Inc.
NII
Highest at USD 24.21 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit
Highest at USD 13.54 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 27.53 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
CASA
Highest at 10.14%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for West Bancorporation, Inc.
Credit Deposit Ratio
Lowest at 86.47% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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