How much should you buy?
- Overall Portfolio exposure to West Coast Community Bancorp should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
26.62%
EBIT Growth (5y)
19.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
18.07%
Pledged Shares
0
Institutional Holding
5.79%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.21
EV to EBIT
7.81
EV to EBITDA
7.49
EV to Capital Employed
1.24
EV to Sales
2.62
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
15.87%
ROE (Latest)
10.33%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
20What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
CASH AND EQV(HY)
Highest at USD 334.28 MM
NET SALES(Q)
Highest at USD 43.93 MM
OPERATING PROFIT(Q)
Highest at USD 18.72 MM
PRE-TAX PROFIT(Q)
Highest at USD 18.72 MM
NET PROFIT(Q)
Highest at USD 13.92 MM
EPS(Q)
Highest at USD 1.31
-3What is not working for the Company
INTEREST(9M)
At USD 25.44 MM has Grown at 32.76%
CREDIT DEPOSIT RATIO(HY)
Lowest at 87.7%
Here's what is working for West Coast Community Bancorp
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 43.93 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 18.72 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 18.72 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 13.92 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.31
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 334.28 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for West Coast Community Bancorp
Interest
At USD 25.44 MM has Grown at 32.76%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Credit Deposit Ratio
Lowest at 87.7%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)






