Westamerica Bancorporation (WABC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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The Bank of N.T. Butterfield & Son Ltd.

Westamerica Bancorporation

Why is Westamerica Bancorporation ?

The company has declared Negative results for the last 5 consecutive quarters

NII(Q) Lowest at USD 54.28 MM
NET SALES(Q) Lowest at USD 57.47 MM
OPERATING PROFIT(Q) Lowest at USD 39.06 MM

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -2.64% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Westamerica Bancorporation for you?

Low Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Westamerica Bancorporation

-2.64%

0.43

23.89%

S&P 500

11.09%

0.56

19.88%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.94%

EBIT Growth (5y)

12.25%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

33.88%

Pledged Shares

Institutional Holding

83.48%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.38

EV to EBIT

3.77

EV to EBITDA

3.57

EV to Capital Employed

2.16

EV to Sales

2.50

PEG Ratio

Dividend Yield

ROCE (Latest)

57.36%

ROE (Latest)

14.44%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at USD 0

-20What is not working for the Company

NII(Q)

Lowest at USD 54.28 MM

NET SALES(Q)

Lowest at USD 57.47 MM

OPERATING PROFIT(Q)

Lowest at USD 39.06 MM

PRE-TAX PROFIT(Q)

Lowest at USD 39.06 MM

NET PROFIT(Q)

Lowest at USD 29.07 MM

GROSS NPA (%)

CREDIT DEPOSIT RATIO(HY)

Lowest at 15.76%

OPERATING PROFIT MARGIN(Q)

Lowest at 67.98 %

EPS(Q)

Lowest at USD 1.12

Here's what is working for Westamerica Bancorporation

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)