Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to White River Bancshares Co. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.95%
EBIT Growth (5y)
22.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
8.88%
Pledged Shares
0
Institutional Holding
5.11%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.12
EV to EBIT
10.59
EV to EBITDA
9.17
EV to Capital Employed
1.11
EV to Sales
1.63
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
10.46%
ROE (Latest)
10.25%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
NII(Q)
Highest at USD 13.39 MM
ROCE(HY)
Highest at 0.98%
NET SALES(Q)
Highest at USD 23.4 MM
OPERATING PROFIT(Q)
Highest at USD 5.58 MM
OPERATING PROFIT MARGIN(Q)
Highest at 23.84 %
PRE-TAX PROFIT(Q)
Highest at USD 5.58 MM
NET PROFIT(Q)
Highest at USD 4.36 MM
EPS(Q)
Highest at USD 1.78
-4What is not working for the Company
ROCE(HY)
Lowest at 0.98%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 28.09%
CREDIT DEPOSIT RATIO(HY)
Lowest at 93.29%
Here's what is working for White River Bancshares Co.
NII
Highest at USD 13.39 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 23.4 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 5.58 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 23.84 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 5.58 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 4.36 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Pre-Tax Profit
At USD 5.58 MM has Grown at 48.6%
over average net sales of the previous four periods of USD 3.75 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 4.36 MM has Grown at 54.41%
over average net sales of the previous four periods of USD 2.83 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.78
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for White River Bancshares Co.
Credit Deposit Ratio
Lowest at 93.29%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 28.09%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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